Wondering how to save money? This page gets you started with saving and makes sure your savings plan works for your personal finance needs.
Saving Money
Saving money is a challenge for many of us. Whether you are saving for college, saving for a down payment, or saving for retirement, all it takes is a good system. Here's how one savings plan resulted in a nice, plump savings account.
Wife Is Addicted To Saving Money
Can a savings plan work too well? If fun isn't part of your financial plan, then your personal finance goals may lead to personal disaster. While it's a great idea to committing to saving money, it's important to leave room for the fun stuff, too.
Questions About Investing
Where is a good place to invest an emergency fund? What the safest investment in a rocky economy? Is it better to use extra cash to invest or to pay down debt? Your investment and personal finance questions answered here.
Save Money On Holiday Grocery Shopping
It's often difficult to save money on grocery shopping during the holidays. One way to save money on holiday grocery shopping is to use coupons and shop when the store is less crowded. Another way to save money on holiday grocery shopping is to buy in bulk from a warehouse like Costco.
Cell Phones: Save Money, Get More Minutes
Shopping to save money on a cell phone? Want to know how to save money, get the best cell phone deal and minimize your cellular phone costs? Follow the steps below and you'll learn how to save money by lowering your cell phone bill and get more anytime minutes.
Commercial Real Estate And Mortgage Websites
Ilyce has several favorite websites for financial advice on real estate and mortgages. Those websites include the consumer website for the National Association of Realtors and the Wall Street Journal's real estate website. Ilyce also has several other favorite websites for personal finance and real estate advice.
Creating Financial Goals For Your Stage In Life
Defining your goals is an important tool for tweaking your personal finances. It gives you something to dream about at night, and something to work towards during the day. Saving money can be different at different stages of your life. Do you need to save for a mortgage? Student loans? Retirement? While it's always good to dream big, the truth is, most of us have the power to achieve almost all of our financial dreams. Getting there takes discipline and hard work, but it's more than doable.
How Much Should You Save Each Month?
The first step to saving money is to spend less, and that includes paying off your debt as quickly as possible. Choose the loan with the highest interest rate first and pay that off, then move to the next highest interest rate, and so on.
Making The Best Use Of Your ATM
Unless you can make it to your bank's ATM every time you need cash, you'll drain your account with fees from both your bank and the foreign ATM. But the truth is, it isn't smart to spend that kind of money on a regular basis. If you withdraw $100 and pay an average of $1.50 each time, you're effectively paying a 1.5 percent tax on your money. That's quite a chunk of change, and it adds up.
Money Saving Tips: Save Your Change
Here's a money saving tip: increase your personal savings by saving your change.