Have real estate questions? Here, you’ll find helpful articles and other resources that cover issues related to real estate, buying, selling, financing, refinancing, credit and debt, insurance, second homes, vacation homes, real estate investment, new construction, and renovation.
Homeowners Insurance: Flooding Not Covered
Basic homeowners insurance does not cover flooding. In case of flooding, homeowners who don't have flood insurance may be facing financial disaster. Homeowners who live in flood-prone areas may find that buying flood insurance is worth the money.
Seller Closing Costs
Seller closing costs often come as a surprise to homeowners who are selling a house for the first time. A seller's closing costs often go way beyond the typical 2 to 7 percent of the sales price, simply because most sellers use a full-service agent to sell their home, which can add an additional 4 to 7 percent to the closing costs. Here's an extensive list of closing costs you may incur when you sell a house. By the way, if you've come across a strange seller closing cost, please note it below.
Ilyce Glink on WSB Radio – July 17, 2005
Ilyce talks about her trip to England. Among the issues she discusses: her speech at Cambridge, the bombings in London, and the high price of gas in England. She also takes calls on many topics including refinancing, housing prices, and bad real estate agents.
100 Percent Investment Property Loans
Investing in real estate? When it comes to investment property, 100 percent financing has always been hard to get. These days the big guys still have access to lending sources and financing for their investment real estate purchases. However, if you are a new comer to real estate and are looking to finance investment property, you had better have money to put down. If you need help on how to find financing for an investment property, you won't be alone. As less lenders are willing to work with buyers and borrowers of investment real estate properties, buyers and borrowers of investment real estate properties are having a hard time. Seller financing may be an option for some investment properties, but having quite a bit of money to put down on the purchase will also help real estate investors.
Calculating Buyer Closing Costs
Buyer closing costs can rack up in a hurry. Here's a detailed look at all of the closing costs you might have to pay when you buy a home.
We updated this article June 2009, take a look at the updated closing costs for buyers.
Homeowners Insurance For Second Homes
Is your second home safe and secure? Vacation home ownership comes with a unique set of home security and homeowner's insurance issues. What should you look for in a homeowner's insurance policy for a second home or a vacation home?
Choosing the Right Mortgage for Your Finances
The world is your oyster when it comes to picking a mortgage. There are all sorts of interesting and creating financing techniques that lenders are coming up with to cater to the booming real estate market. Mortgage companies are waking up to the fact that people have incomes that vary, and managing cash flow can be a very effective tool when it comes to a payment as big as a mortgage. Make sure you are picking the mortgage that best suits your financial needs.
Boost Curb Appeal To Sell Your House
Upgrading your landscaping and fixing the exterior of your home can really boost the value of your property. Most people will decide by looking at a photo on the internet whether or not they want to see the inside of your house. Summer is a great time to work on your house's curb appeal.
Mortgage Loans: Pricing The Best Home Loan For You
Want to get a good mortgage loan? Be sure to shop around, compare prices, and negotiate with mortgage lenders to get the best mortgage loan for you. Just remember, the best loan for you may not be the cheapest loan you’re offered by the mortgage lender.
Real Estate Transaction To Avoid Probate And Expenses
When a family member wants to bequest property to another family member you need to do estate planning. If the property owner has liens against her property, that is she owes money to creditors who want to be paid when the property is sold, then the new property owner may be liable for those debts. Rather than transferring the property through probate, it's better to sell the property ahead of time and take care of the liens now.