We cover the basics and more about personal finance, answering frequently asked questions about credit and debt, identity theft, saving for college, retirement, estate planning, insurance, taxes, job hunting, and raising money-savvy kids. Check out the articles, columns, blog posts, radio shows and videos for tons of personal finance advice.
Selling Rental Properties Tax Free
Want to sell rental properties tax free? A 1031 tax-free exchange is the best option for rental property. There are other ways to sell rental properties tax free, but 1031 exchanges represent the most viable method.
Time To Switch To A Fixed Rate Mortgage
Many homeowners with adjustable rate mortgages (ARMs) are growing concerned that interest rates might increase and that they'll be stuck with a high-interest mortgage. One option is to refinance the adjustable rate mortgage and switch to a fixed rate mortgage. But is that a smart move? The question you have to ask yourself is how much more you're going to pay by refinancing now.
WSB Radio Show Archives
Every week Ilyce Glink offers her WSB listeners useful real estate advice, personal finance advice, and tips on making life just a little bit easier. ...
Ilyce Glink on WSB Radio – July 31, 2005
Ilyce kicks off the show talking about taking significant amounts of time off to travel around the country or around the world. Ilyce then takes calls on the topics from finding a financial planner to take an investor's "small" account to when should some get a trust to protect assets for a child.
College Financial Planning Includes Scholarships, Federal Aid
After you're done saving for college you'll likely be applying for federal financial aid. How is federal financial aid affected by scholarships, grants and other money? Federal financial aid usually includes student loans. The exact effect of scholarships and grants on student loans will depend on your educational institution.
Start Saving For College At Your Child’s Birth
How soon should you begin saving money so you can send your child to college? The best time to start saving for college is when your child is born. Saving for college beginning at birth gives you time to invest money in mutual funds and stocks. The sooner you begin saving money for college the more money you should have for your child's college education.
Consumer Advice: Where To Apply For Passport
When you're getting ready to travel outside of the United States you need to have a passport. Where can you apply for a passport? Many government offices accept passport applications. Apply for a passport at a post office, clerk of court, public library or university office.
How To Avoid The Passport Rush Of Summer
If you wait until summer to apply for a passport you may face a lot of competition and it may take longer for the government to process your passport application. It's best to apply for a passport as soon as you know that you have a trip coming up. Or you can also apply for a passport when you aren't in a rush, when you don't have any travel planned in the near future.
Credit Fraud Scams: Protecting Your Social Security Number From Identity Theft
Consumers should protect themselves and their social security numbers from identity theft and credit fraud scams. Identity theft and credit fraud scams come in several different forms including emails. Consumers whose social security numbers or other personal information become subject to identity theft and credit fraud scams should immediately contact pull a copy of your credit history and request fraud alert be put on your accounts.
Deductions For Home Office Expenses
Considering taking a deduction for home office expenses? If so, this article on home office deductions is a must read.