Which debt to pay first when improving personal finances. Which debts to pay down first to improve your credit score and start building your savings. Q: I am "getting back on my feet" financially and would like to know how I should continue to improve my personal finances. Is it better to prepay my mortgage, [...]
3 tips for financial success in 2020. Make improving your financial wellness and preparing for an economic downturn a top priority this year, here's why. How Are Your Personal Finances Doing? How Much Have They Changed Over the Past 10 Years? Overall, average income hasn’t increased much over the past ten years, while home values [...]
How do you deal with money in a relationship? Money causes stress in most romantic relationships, but to build a future couples need to talk about finances. Sign up for Ilyce Glink's Love, Money + Real Estate newsletter. This story was updated December 1, 2021 When should you tell a romantic partner how much money [...]
How much should I spend on a Valentine’s Day gift? Here are the best DIY Valentine’s Day gift ideas that show you care but won’t break the bank. Love is in the air and so are the sweet scents of chocolates and roses! And, who wouldn’t like either as a Valentine’s Day gift? Valentine’s Day [...]
These are the 4 personal finance resolutions you need to make ahead of a potential recession in 2019. Putting them to work now can help your financial foundation in the future. Here’s something we haven’t heard in a long time: whispers of a looming recession. And those in the know think it could start in [...]
Your love life might be hurting your wallet. Recent research found that if financial literacy levels are unequal between you and your partner, that disparity will only grow as you age, causing irreparable damage to your personal finances. Recent research from the University of Texas at Austin found that two people involved in a relationship [...]
The holiday shopping season is upon us, and it’s the time of year when your budget (and your pantry) is most strained. But you can limit the damage by building a Black Friday/holiday shopping budget plan. You’ll need to keep your gift list tight and decide in advance how much you’ll spend on each person. [...]
From 2011 through 2014, identity thieves submitted more than 19 million suspicious tax returns to the IRS for more than $63 billion in fraudulent refunds. But until recently, taxpayers weren’t allowed to see the fraudulent returns filed using their Social Security numbers (SSNs). That changed recently, thanks in part to a letter sent to the [...]
With only 60 days to go before you retire, you might already be dreaming about that first morning waking up without a schedule. But while two months may seem like nothing, there are still some things to take care of before you can spend your days roaming around in an RV or golf cart. Here [...]
You’ve prepared for retirement for decades, saving money, and making plans, and now the big day is just three months away. With only 90 days left until retirement, you may still have questions—and preparations that need to be made. Here are some steps to consider taking three months prior to retirement. Practice living within your [...]
