A mortgage loan, or a home loan, can come in many different forms. A 30-year fixed rate, a 15-year fixed rate, an adjustable rate mortgage, a jumbo loan. And what about prepayment or foreclosure? The articles, blog posts, videos and radio shows on this page will answer all your mortgage loan questions and help you find the right mortgage loan for you.
Real Estate Minute: Taking Longer to Pay Off Your Debts Isn’t Always the Best Solution
Real Estate Minute with Ilyce Glink Taking Longer to Pay Off Your Debts Isn’t Always the Best Solution Original Air Date: September 2006
Paying Extra Fees In Mortgage Refinance
A homeowner decided not to go through with a home refinance after starting the process. Now the bank is charging a subordination agreement fee and additional costs. When the borrower signed the application, they may have agreed to compensate the lender for certain costs and fees, even if they decided not to go through with the refinance. The loan application should outline all the fees.
Real Estate Minute: Prepayment Penalty Valid?
Real Estate Minute with Ilyce Glink Prepayment Penalty Valid? Original Air Date: August 162006
Real Estate Minute: Senior Citizens Still Paying Off Mortgage
Real Estate Minute with Ilyce Glink A Third of Seniors Are Still Paying off a Mortgage Original Air Date: August 7, 2006
Dangers Of Co-Signing A Mortgage
When you co-sign a mortgage or "lend" a signature to a family member or friend, you are really saying that you will be responsible for the entire mortgage, should your friend or family member default on the mortgage. Many people don't understand the true implications of "lending" a signature -- and how their actions can destroy in a few short months the fine credit history you've built up over decades.
Consider Paying Off Mortgage
When you have a modest income, it can be difficult to make all your monthly payments and put aside savings. However, if you can manage to build up a savings, it might be worthwhile to pay off your mortgage. If you start saving your monthly mortgage payments, you will build up your savings in no time, and you will be earning the interest that you would have been paying to the mortgage company.
From The Clark Howard Show – Amortization Schedule
A caller wanted to know how to calculate her own amortization schedule. Here's a good one: Go to www.eloan.com and find the mortgage calculators. Clic...
Homeowner’s Foreclosure Help Comes From Non-Profit
Homeowners can get foreclosure help from many areas. The most important thing for a homeowner who may be thinking about starting the foreclosure process is to talk to their mortgage lender about why they can't pay their mortgage loan. The homeowner may find other places to protect them from foreclosure including a non-profit organization.
From Today’s Clark Howard Show
If you're 62 or older, and you own your own home, and you need extra cash coming in each month, then you may want to think about getting a reverse mor...
Dangers Of Quit Claim Deed
A quit claim deed, without transferring the mortgage, can be dangerous because the mortgage could be called at anytime. Without the title to the house as collateral, the lender can decide to call the mortgage. To arrange a quit claim deed between family members. consult a real estate attorney to determine how the estate should be arranged,