A mortgage loan, or a home loan, can come in many different forms. A 30-year fixed rate, a 15-year fixed rate, an adjustable rate mortgage, a jumbo loan. And what about prepayment or foreclosure? The articles, blog posts, videos and radio shows on this page will answer all your mortgage loan questions and help you find the right mortgage loan for you.
Deed in Lieu of Foreclosure And Insurance
When a homeowner signs a deed in lieu of foreclosure it gives up his rights to the home and releases him from paying the mortgage loan, but it doesn't automatically take care of the relationship with the PMI company. A PMI company may still want to get back the money it's losing due to the deed in lieu of foreclosure. PMI stands for private mortgage insurance, which you have to buy if you don't have enough down payment. Learn how a deed in lieu of foreclosure affects PMI.
Ilyce Glink on WSB Radio – May 4, 2008
Today on the Ilyce Glink Show, Ilyce ran down some of the ways loan options will be restricted, thanks to a new set of guidelines that has just been published by some of the country's top lenders. She answered questions about whether to go through with a new construction purchase, and talked to a seller about whether she could sue a buyer to make sure he closed on the purchase of her house. Don't forget to sign up for Ilyce's weekly newsletter and check out the videos at www.expertrealestatetips.net. and be sure to subscribe to her YouTube channel.
Partnership Agreement Helps Domestic Partners Who Separate
If you're in a domestic partnership and decide to separate, how should you split the home you own together? If you don't have a business partnership agreement outlining each of your interests in the property it may lead to some confusion. Learn how to divide the property equity and when it is appropriate to involve an attorney.
Getting a Loan Through a Mortgage Broker
When shopping for a home loan, is it better to go through a mortgage broker or a bank? When you get a loan through a mortgage broker, he's compensated with fees often paid by the lender. Mortgage brokers represent "end" lenders, the companies that invest in mortgage loans.
Types Of Mortgage Loans
When you buy a home you will likely need to pick from many types of mortgage loans. Adjustable rate mortgages and fixed rate mortgages are the most common types of mortgage loans. Here's how to figure out which mortgage type is right for you and then how to find a good mortgage lender.
Should a Homeowner Hire a Mortgage Fraud Auditor?
I've recently been researching the idea of mortgage fraud audits for homeowners who may lose their homes soon. When you have a mortgage fraud audit, ...
More Than 1.2 Million Homeowners Keep Homes
Yesterday the HOPE NOW alliance released data on how many homeowners they've helped since July 2007. More than 1.2 million homeowners have kept their...
Mortgage Fraud For Housing Versus Mortgage Fraud For Profit
The mortgage industry divides mortgage fraud into two categories: fraud for housing and fraud for profit. Florida had the most mortgage fraud in the U.S. in 2007.
Picking Up The Pieces After Mortgage Loan Fraud
A homeowner wonders about mortgage loan fraud alleging her husband applied for loans without his name on the home's deed. How was he able to possibly commit mortgage loan fraud?