A mortgage loan, or a home loan, can come in many different forms. A 30-year fixed rate, a 15-year fixed rate, an adjustable rate mortgage, a jumbo loan. And what about prepayment or foreclosure? The articles, blog posts, videos and radio shows on this page will answer all your mortgage loan questions and help you find the right mortgage loan for you.
Condominium Foreclosure Home Equity Loan Default Affects Future Credit
A former condo owner describes losing his condo to foreclosure and asks how defaulting on a home equity line of credit will affect his credit score. Will defaulting on a HELOC affect his credit score after the condo foreclosure? What are the ramifications of a foreclosure on credit and obtaining credit in the future?
Quit Claim Deed And Mortgage Scam
When you sign over your property to someone else using a quit claim deed, you're only transferring ownership - you're still responsible for the mortgage. Even if the person who you're naming on the quit claim deed promises to make payments on your mortgage, there's a risk he or she won't. And since your name is still on the mortgage, you're still ultimately responsible for making payments. Read more about how quit claiming your home to a stranger who promises to make mortgage payments may be a scam.
‘Extreme Makeover’ Home Foreclosure
Homeowners in Atlanta's Lake City area may soon lose their home to foreclosure. They were among the first to get their home remodeled on the TV show ...
Cohabitation Ownership Rights
What rights do people have with cohabitation? A couple moves in together but the woman's name is not on the deed or the mortgage. Does she have property rights from cohabitation? What impact does her financial contribution have on what she would get if the cohabitation ended?
Choosing The Right Mortgage Loan
Learn about mortgage basics including two common types of mortgage loans and what it takes to qualify. Your credit score will have an impact on what kind of mortgage loan you can get. Being informed about your credit score and your options will help you get the right mortgage for you.
Steps For Establishing A Credit History
Having a good credit score will help you get a better mortgage interest rate. Learn how mortgage lenders use your credit score from mortgage broker Victor Benoun. You should try to increase your credit score before you apply for a mortgage. To establish a good credit score you must make your payments on time and in full every month.
The Difference Between Mortgage Brokers and Bankers
Not sure whether to get a mortgage loan through a mortgage broker? Learn what mortgage brokers and mortgage bankers do and how they get paid. How can you find a good mortgage broker?
Mortgage Fraud Protection
What can you the consumer do to protect yourself from falling victim to mortgage fraud? Learn some ways to figure out if your lender is trustworthy and steers clear of mortgage fraud.
Mortgage Lenders And Mortgage Fraud
What can banks and mortgage lenders do to protect themselves from falling victim to mortgage fraud? How do they protect themselves mortgage fraud? The best way for mortgage lenders to protect themselves from mortgage fraud is to practice identity risk management.
Types Of Mortgage Fraud
Mortgage fraud is a given in the marketplace whether times are good or bad, but recently mortgage fraud seems to have exploded into the public conscience. While information about mortgage fraud seems to be everywhere it can still seem unclear as to what exactly mortgage fraud is.