When choosing a good mortgage lender, whether you choose a mortgage broker or a mortgage banker, you’ll want someone who can do the job right. Finding a lender who will take the time to make sure you understand the different loan programs being offered, and will help you decide which loan best meets your needs is key to having a smooth closing. Check out the articles, columns, blog posts, radio shows and videos for more information about mortgage lenders.
Should The Government Stay Out Of The Mortgage Mess?
This morning on the TODAY show, Jim Cramer said he thought Andrew Cuomo was overstepping his bounds by going after Washington Mutual. Cramer said that...
Racking Up Debt Before Closing
Credit card debt can hurt your chances of closing on a home even if you have already been approved for a mortgage. What many borrowers don't realize is that the lender may take another financial snapshot of their lives just before the closing. The second pull of your credit history and credit score could come any time within a week or two of your scheduled closing date. Keep your debt-to-income level the same as it was at the time the loan was approved.
Pressuring Appraisers Could Land You In Court
With the housing crisis well under way, both lenders and home sellers are trying to squeeze as much value out of homes as they can. This has driven so...
Seller May Cancel Sale Due to FHA Mortgage Requirement
When you buy a home with an FHA loan you have to follow their rules, including one where you can't close on a home if it was just sold 90 days earlier. If a seller is eager to sell he may not want to wait that long. Can the seller keep the buyer's deposit if the closing gets delayed or canceled?
Real Estate Sales Down, Economy Next?
Real estate sales are down- does that mean the economy is next? Will the decline in real estate sales and home values push us into a recession? Ilyce evaluates the state of the economy in light of the down real estate market.
Repair Credit Before Applying For Mortgage
Sometimes when you go through a divorce one partner lashes out at the other by running up credit card debt. If the credit cards are in both spouses' names it can be a real problem. What can you do post-divorce if you want to buy a home? If you're low on cash and your credit is bad, you should pay down down and raise your credit score in order to qualify for a mortgage.
Timeshares
We had a call this morning on the show about selling a timeshare. You should know a couple of things about timeshares: * Some people like 'em, some p...
Today on the Ilyce Glink Show — September 23, 2007
Well, we're officially into Fall -- and in many parts of the country, the summer weather continues unabated .... unless you live in Los Angeles which ...
Foreclosure Help from the Fed
If you're facing foreclosure, learn as much as you can about your options first. Some of the same people who helped you to buy your home may be able ...