An investment is any action you can take with your money, in hopes that it will bring you a greater return on your money. The investment could be in stocks, bonds, real estate, retirement plans, or even collectibles. Learn here about different types of investments and how to deal with taxes, brokers, and more when it comes to your investments.
Placing Home Equity Into 401(k) or IRAs
Can you put part of your home's equity in 401(k)'s or IRA's? Ilyce says to proceed with caution.
Self Directed IRAs And Real Estate Investment
Real estate IRAs let you use IRA cash to invest in real estate. With stock market returns down, there's been a surge of interest concerning using IRAs to invest in real estate. Some self-directed IRA accounts give the flexibility to invest in real estate.
Avoiding Common Investor Mistakes
As an investor, you want to get the most return for your investment. But common mistakes could keep your investments from reaching their full potential. The best investments are the ones that make you prepared for anything.
Investment Property Tax Deduction Requirements
Investment property may qualify for certain tax exemptions, but it must follow strict requirements. In general, if you live in a property for two out of the prior five years (the order of when you've lived there is not important), and the property was your primary residence for two years, you are entitled to exclude $250,000 of the gain in the sale of the home from any taxes. Contact a tax account for more information.
Questions About Investing
Where is a good place to invest an emergency fund? What the safest investment in a rocky economy? Is it better to use extra cash to invest or to pay down debt? Your investment and personal finance questions answered here.
Including An Index Fund In A Roth IRA
Index funds are a good investment because they are cheap to own and easy to maintain. An index fund can be used as part of a Roth IRA. In order to invest a Roth IRA in an index fund, the account owner must earn money.
Roth IRA Basics
Other than the fact that a Roth IRA is also a retirement account, it's very different from a 401(k). With a Roth IRA, you're dealing with after-tax cash. The nice thing about the Roth IRA is that the cash grows tax-free forever and comes with a lot of estate-planning benefits.
Making Smart Investments
Worried about what kind of investment you should make before the end of the year? Or whether there's still time to refinance before interest rates rise? Here's how to ensure your money is put into smart investments that will best suit your life.
Investing Money From Real Estate Sale
Making a profit off of a real estate investment is good news. But where should you invest the money from the sale so it can continue to appreciate? Some investment options include CDs, retirement or stocks, depending on your goals.