Think it’s expensive to own a car? It’s a lot worse if you’re in Wyoming. Wyoming was recently named the most expensive place to drive a car, according to Bankrate.com. A typical driver in the Cowboy State spends $2,705 a year to operate a vehicle, about $500 more than the national average of $2,223. Meanwhile, [...]
Older members of Generation Y (people born between the 1980s and the year 2000), also known as Millennials, are starting to face some big life events. They’re getting married, purchasing their first homes, and having their first kids. The big life moments should trigger insurance decisions, but many Gen-Yers are less than thrilled to make [...]
Preparing for eventual care needs as we age is becoming a critical part of every American’s retirement planning. Retirees are living to a more advanced age, and funds need to last longer than ever before. The further in advance you plan, the better off you are likely to be if and when you need long-term [...]
Given the flooding, wildfires, tornadoes, and other severe weather of the past few years, you’re probably fully aware that these conditions have a direct impact on rising homeowner’s insurance costs. If you haven’t already, it’s likely you soon will be contacting your insurance agent to find a way to combat these huge rate increases. However, [...]
Many Americans will need the services of a long-term care provider as they get older. Unfortunately, Medicare and private health insurance companies do not cover assisted living facilities and private home care agencies, and many seniors quickly deplete their funds paying for care. There is no one way for you to predict whether you will [...]
You’ve just spent a good chunk of change on a fancy smartphone, and the salesperson paints you a picture of everything that could happen to your shiny new device. You could drop it on a concrete floor and shatter the screen. You could drop it in the toilet (don’t laugh—a colleague of mine just admitted [...]
If you have ever been involved in an automobile accident, you probably remember how flustered you were after the initial impact. In the event of even a minor collision, it can be difficult to remember what your course of action should be. Calling the police should be your first step. After that, here are a [...]
Among all the paperwork that is exchanged during the home buying process, the Good Faith Estimate is arguably the most important piece of information a mortgage lender will give you. A Good Faith Estimate, or GFE, is a document your lender gives you that describes the basic terms of the loan and estimates how much [...]
Look back at who you were in your 20s and 30s. If you could have a conversation with yourself, what money mistakes would you say to avoid? Here are a couple big money mistakes I think people in their 20s and 30s often make. People in their 20s Two big mistakes people in their 20s [...]
This article was written by guest blogger Loretta Worters. There are a lot of homeowner’s insurance myths floating around, and it can be hard to separate fact from fiction. Whether you’re shopping for homeowner’s insurance for the first time or updating your existing policy, here are a few misconceptions to keep in mind about what [...]
