What should you know about the business practices of credit card companies? How do credit card companies change credit card limits? What reasons do credit card companies give for changing credit card limits? How can you protect yourself when using a credit card? Learn more here about credit cards and your personal finance.
Today on the Ilyce Glink Show
Has your child's identity been stolen? The Identity Theft Resource Center (www.idtheft.org) has some red flags you should watch out for, including: *...
How To Opt Out
Want to reduce the number of credit card offers you're getting in the mail? (That way, you can focus on all the holiday cards you're getting.) Here a...
Do Credit Card Companies Protect Your Privacy?
I've written about the new "blink" technology that allows you to simply hold up a credit card with radio frequency (RFID) identity tags to pay for som...
On Today’s Ilyce Glink Show
On today's show, we talked about the Wisconsin man who went to a state park and found a 5.47 carat perfect canary yellow diamond. You can read the sto...
RootsWeb.com
On the Ilyce Glink Show this morning, we were talking about identity theft and the good samaritans who are out there warning people that their social ...
Credit Scores Matter More And More
Like it of no, your credit score matters. A few bad financial mistakes made in your early 20s can haunt you for the next decade or more. Credit score has become the key driver in the financial world. Creditors will decide whether to grant you credit and how much you'll be charged based on your credit score. And, insurance companies will decide whether to allow you to purchase various forms of insurance, and how much you'll be charged, based on your score.
Rebates In The Form Of Visa Card
On the Ilyce Glink Show today, I spoke with Mary. She had bought her 14-year old son a cell phone. She filled in the $50 rebate form, cut out the skew...
Credit Counseling Before Bankruptcy
If you are considering bankruptcy, before you file you should talk to the credit card company to see if they are willing to settle your debt for some amount that is less than you owe. If they know your only other option is to file for bankruptcy, they may be more willing to settle the debt. After you've sat down with a credit counseling service, you may have a better idea of what your options are and how you need to proceed.
Raising Your Credit Score
When you're trying to raise your credit score you should not close credit card accounts. Having credit card accounts open for a long time (even with no balance) looks good on your credit report. On the other hand, having too many lines of credit open can also be a negative on your credit score. If you want to close some of your credit accounts, make sure it is the newer ones that you close.
Pay Off Debt With Home Equity Loan
If you have a lot of credit card debt and a car loan you may be looking for a good way to pay down your debt. A home equity loan is one way you can pay off credit card debt and a car loan. If you plan to sell your home in the near future make sure that the proceeds from the sales will help you pay off the home equity loan as well.