What should you know about the business practices of credit card companies? How do credit card companies change credit card limits? What reasons do credit card companies give for changing credit card limits? How can you protect yourself when using a credit card? Learn more here about credit cards and your personal finance.
Paying Off Credit Card Debt After Father’s Death
An adult child asks who has to repay his father's credit card debt after his father dies. When a death occurs, the person responsible for credit card debt depends on whose name was on the credit cards. After this death, it may fall to the man's wife to repay the credit card debt.
Use Cash Strategically On Credit Card Debt
If your credit card debt is spread out over several credit cards, you should plan how to use your cash to get the most benefit for your credit score. Spreading the payments across all the cards will not eliminate the debt, but it will lower the balance-to-credit-limit ratio, improving your credit score. Or to pay off the cards the fastest, put all of the cash toward the highest interest rate. Then use the money you'll save to pay off the rest of the cards. Plan your strategy for what will give the most benefit to your personal finances.
Quick Quiz For Credit Counseling
The National Foundation for Credit Counseling recently issued a True/False quiz to see if you're a good candidate for credit counseling. Here's the qu...
Do It Yourself Credit Repair
The best person to repair your credit is you. Credit repair scam artists will charge you anywhere from $500 to $1,500 or more upfront, but these companies can't do anything for you that you can't do for yourself - for free - and they might ultimately do more harm than good. Ilyce shares 10 tips for you to repair your credit. Credit can be repaired when you don't co-sign for loans, make on-time payments and don't over-extend yourself.
Financing Home Improvement
A homeowner wonders about the best way to finance a home improvement project. Home improvement project financing depends on how quickly one can pay back the loan. Making a smart choice about financing your home improvement project can save you big bucks down the road.
Ilyce Glink on WSB Radio – December 28, 2007
Today on the Clark Howard Show, Ilyce Glink filled in. Things that you can do by the end of the year to lower your tax bill were on the agenda again today, as were other tax tips. Jean called about tax-free money markets and Ilyce provided information about how to shop around for the best credit card deal. Up at her website, www.thinkglink.com, Ilyce placed a link to the BankRate site that shows the current tax-free money market offerings as well as links to the websites you'll want to peruse if you're looking for a new credit card. Don't forget to sign up for her new all-video website at www.youtube.com/expertrealestatetips and check out the show notes at www.thinkglink.com.
It’s Becoming More Difficult To Borrow Home Equity
While it's getting more difficult to qualify for home equity loans, Americans borrowed more of their home equity lines of credit than last year. Cons...
Federal Reserve Announces Consumer Help Office
If you have a problem with a bank or other financial institution you now have someone to call for help. The Federal Reserve just announced its consum...
Ilyce Glink on WSB Radio – November 4, 2007
This week on the Ilyce Glink Show, Ilyce spent some time going over year-end tax tips with Barbara Weltman, a tax expert from J.K. Lasser. She also discussed how women can better handle their money with Kiplinger's Magazine editor Janet Bodnar, and took calls about credit cards, being self-employed, and selling a house after a divorce. All this and more on this week's Ilyce Glink Show,.
Ilyce Glink on WSB Radio – October 14, 2007
Today on the Ilyce Glink show, Ilyce talked about the new version of "The Game of Life," the classic HASBRO game, which has replaced the use of with credit cards. Since kids as young as 9 play the game, Ilyce wondered if that was a good thing. It's the game she's going to buy for all of her older nieces and nephews this holiday season (as well as buy one for her sons, Alex and Michael to play). Ilyce also answered questions on timeshares, investing, financing and refinancing, and talked to Peg about consolidating her 9 credit cards with a home equity loan. All this and much more on today's Ilyce Glink show.