One of the universal truths about all New Year’s resolutions is everyone seems to find it hard to keep them. While it’s not the end of the world if you don’t stick to your resolutions, there are some that you may want to work extra hard to keep. The seven tax resolutions you should make [...]
The best mortgage rates are offered to those with the highest credit scores. This is true now more than ever. Since the housing market crashed, lenders only offer good mortgage rates if homebuyers have good credit scores. [VIDEO] If a borrower’s credit score is too low, the loan may not be approved at all. People [...]
A lot of nasty financial warnings went out during the Great Recession, including one that baby boomers wished they didn’t have to hear: Your credit score still matters. Boomers are plowing through the retirement gates at the rate of 10,000 a day, but the gate opened at about the same time that the bottom fell [...]
If you’re like most people, there’s a good chance that you are planning to improve your finances and money management skills this year. The goals you set at the start of the year can make a big difference in your financial situation—now and well into the future. As you consider what you would like your [...]
Americans today continue to be disciplined with their spending habits. Saving money continues to be one of consumers’ top financial goals, but many have taken on more risk than they would prefer in order to play catch-up and pay off debt, according to a recent study from Northwestern Mutual. The 2013 Planning and Progress Study, [...]
Whether you’re a Medicare beneficiary or know someone who is, you’ve likely heard about the risks of Medicare fraud and medical identity theft. While the government is taking steps to mitigate these issues, there are things you can do now to protect yourself. Medicare is one of the country’s largest programs, with more than 49 [...]
Ilyce Glink Show on WSB Radio: Giving real estate and personal finance advice. From refinancing your mortgage to home closing tips to investing in foreclosures and your every day decisions on money, you can rely on Ilyce to give you the best advice on real estate and personal finance. Whether you’re thinking about buying a [...]
After years of drowning with underwater mortgages, American homeowners are starting to swim toward the shallow end as the housing market recovers. Rising home values and increased home equity are spelling relief for many people. Here are four signs that the housing market is recovering: 1. Unemployment is falling. In order to have a strong [...]
In spring, we turn to thoughts of gardening, home repairs, refurbishments, and maybe even remodeling. Let’s look at common tasks and see what the tax ramifications are. Is anything deductible? Probably not—but don’t despair. I have some tax tips for how to find a tax credit (or two) available to you. Before going forward, set up two [...]
Sometimes a mortgage lender will make a last minute request of a borrower that could have been dealt with early on in the process. Q: I got your name while doing a search on the Internet and I have a question. I was about to go to my closing for my mortgage on the purchase [...]
