Bonds are investments which consist of an agreement made by a borrower to repay money plus interest to a lender. The borrower may be a corporation, a municipality or the federal government. Bond terms (how long bonds last and how much interest bonds pay) vary by issuer and type of bond. Individuals may want to invest in bonds as a safe investment as bonds tend to provide consistent income and are considered one of the less risky investments. Are bonds right for you?
Investment and Securities Fraud – Filing A Complaint
Have you been the victim of investment or securities fraud? Here's where to go for help.
Bonds, Bonds And More Bonds
With interest rates falling along with the stock market, bonds haven't exactly been a safe haven for investors. Here's what you need to know about investing in bonds in a volatile economy. A bond is a lot like a mortgage loan to the government.
Mortgage Loan Rates Depend On Economy
Some mortgage are tied to indexes such as the London InterBank Offered Rate (LIBOR). Others are tied to treasury bonds. If you have an adjustable rate mortgage its rate will vary depending on what happens with the index it's tied to. When you're applying for a mortgage the rate you get depends on interest rates currently available. Interest rates for new mortgage loans change over time.
Economic Indicators Affect Interest Rates And Bonds
How can you gauge where the economy is and what will happen with interest rates? Looking to some of the leading economic indicators such as retail sales and housing starts. The status of economic indicators affects the Federal Reserve's actions regarding interest rates and moves markets such as the bond market.