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Real Estate

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Five Markets Where Foreclosures Are Still Affordable

By | June 18th, 2014|

Now that prices are rising and the number of homeowners defaulting on their mortgages has slowed to a trickle, you might think it’s impossible to find a deal on a foreclosure. There’s no doubt the foreclosure picture has changed dramatically in the past two years, but there are still many discounted properties available if you [...]

Advantages of Pre-listing Home Inspections

By | June 17th, 2014|

If you want to gain an advantage when you’re selling your house, consider a pre-listing home inspection. Hiring a professional home inspector to walk through your house before you list it could speed up the sale. A pre-listing home inspection is paid for by the seller and points out any problems with your home. http://youtu.be/h_hgR2-OwJU [...]

How to Choose the Right Mortgage for You

By | June 13th, 2014|

When you’re shopping for a mortgage, it can be hard to decide what the best option is for you. Should you take the lower interest rate of an adjustable rate mortgage (ARM), or is it better to lock in your rate for 30 years? The Consumer Financial Protection Bureau (CFPB) suggests seven things to keep [...]

Should Children be at Home Showings?

By | June 10th, 2014|

If you’re a parent who is planning on selling your home, it’s a good idea to keep some child etiquette rules in mind before your showing. You can make sure your child doesn’t derail your chances of selling your home by making some key preparations in advance. Helping your child understand his or her age-appropriate [...]

How to Read a Good Faith Estimate

By | June 3rd, 2014|

Among all the paperwork that is exchanged during the home buying process, the Good Faith Estimate is arguably the most important piece of information a mortgage lender will give you. A Good Faith Estimate, or GFE, is a document your lender gives you that describes the basic terms of the loan and estimates how much [...]

How to Buy a Foreclosed Home

By | May 25th, 2014|

Foreclosed homes present an interesting opportunity for those struggling to buy. The selling season should be in full swing but our economic issues have caused a housing slowdown. There are not enough homes available and many are way above what people can afford. Buying a foreclosed home may help you take advantage of the historically [...]

How Home Appraisals Work

By | May 21st, 2014|

You’ve saved for a down payment and worked hard to get approved for a mortgage. After months of looking, you find a great house that meets your needs and fits your budget. Your offer has been accepted. Then you receive a letter from your lender. Your dream home has appraised 10 percent lower than you [...]

How to Protect Your Identity When You Sell Your Home

By | May 20th, 2014|

If you’re trying to sell your home, you should be thinking about ways to protect your identity. Identity theft can be a very real threat if you’re not careful. Strangers can easily rifle through your personal financial data if you leave it lying around. You have to be just as diligent about protecting your personal [...]

Four Tips for Making a Strong Offer on a Home

By | May 20th, 2014|

In January, 33 percent of existing-home sales transactions were all-cash purchases, according to the National Association of Realtors. Many of these cash buyers are investors, but an increasing number are move-up or first-time buyers who know they’ll get a better deal with cash if they can figure out a way to raise the money. Sellers [...]

4 Steps to Get Started in Real Estate Investing

By | May 16th, 2014|

We have all thought about getting started in real estate investing. Admit it; you’ve rented an apartment from a landlord who owns the property practically as a hobby, or you’ve seen those TV shows where they flip properties and turn a profit and thought, “I could do that.” Well, you can get started in real [...]

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