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When Is It a Mistake to Refinance Your Mortgage?

By | June 1st, 2017|

When is it a mistake to refinance your mortgage? Only if you don't know this mortgage secret: Your amortization schedule will "reset" each time you refinance your mortgage, unless you opt to refinance at a lower rate for a shorter term length. In this case, your monthly mortgage payment tends to rise, however.  Q: Did [...]

Is It Better To Sell or Will Property to Your Family?

By | June 1st, 2017|

When transferring rental property to your child, is it better to sell it to them or leave it to them in a will? Both ways have their advantages and disadvantages. Q: First, I always enjoy reading your advice column in the Torrance CA Daily Breeze home guide magazine. Your article today, "Selling a rental property [...]

How Easy Is It To Finance Vacant Land?

By | May 19th, 2017|

How easy is it to finance vacant land? And, is it easier to finance vacant land if you're going to build a hour or a commercial-use property on the land within the first six months of owning it? Unfortunately, it's tough to finance vacant land and if you plan to live and work on the [...]

How to Avoid Paying Taxes When Selling a Rental Property to a Child

By | May 19th, 2017|

How can you avoid paying taxes when selling a rental property to a child? You could try an installment sale. Q: We have a rental property that we would like to sell to our son and his wife. The problem is that we have not lived in the house as our primary residence for the [...]

Landlord Nation: Who Owns Rental Property in America?

By | May 19th, 2017|

Are we now living in a Landlord Nation? If you look at who owns rental property in America, you might think that more people are renting than are owners, although that isn't the case.  In addition to our primary residence, we own one and a half rental properties. That is, we own one by ourselves [...]

Lower Your Property Taxes in 3 Easy Steps

By | May 11th, 2017|

Ilyce appeared on WGN's Steve Cochran Show in Chicago recently, and was inundated by listeners who wanted to know how to appeal their property taxes. Here are three steps you shouldn't miss if you want to successfully appeal your property taxes. Q: I heard Ilyce on the radio recently talking about how to lower your property [...]

Selling a Unique Home Requires Savvy Marketing Tactics

By | April 26th, 2017|

Selling a unique home requires savvy marketing tactics. If the property is truly unique, there are probably few buyers locally (and maybe even globally) who will want to pay for what you've created. But there's always a buyer for even the most unique home at the right price. Q: I’ve dedicated 35 years, plus a [...]

Millennial Home Buyers Buying Up A Storm of Real Estate

By | April 25th, 2017|

Millennial home buyers are buying up a storm of real estate. Finally. For the past decade, since the Great Recession forced so many Americans to put their lives on hold, the world of real estate has been praying for the arrival of Millennials on the home buying scene, to begin buying, selling, fixing up and [...]

Should I Use My Retirement Savings To Invest In Real Estate?

By | April 13th, 2017|

With banks and bonds paying next to nothing in the way of interest on savings, more retirees are wondering if they should use their retirement savings to invest in real estate. These seniors are wondering if they should use their $1 million in retirement savings to invest in an income-producing property. There are some risks, [...]

Who Owns The Water On My Land? Homeowner Questions Water Easement Rights

By | April 13th, 2017|

Who owns the water on my land? What are water easement rights? https://www.youtube.com/watch?v=TX5GO0eu77c It's important to document who owns the water on your land. In this question, the homeowner wonders who owns the water easement rights for land that his parents owned for 40 years but has changed hands several times since. Q: [...]

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