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Estate Plan: Is a Simple Will Enough?

By | June 27th, 2024|

Our estate plan is a will. Is that enough to make sure our son inherits? Q: I read about people putting their home in trust to avoid probate. Our estate plan is a simple will. Our house and everything we own, including our money and personal effects, is left to our son. I thought that [...]

Home Inspection Misses

By | June 14th, 2024|

Home Inspection Misses Mad that your professional home inspector missed a bunch of items? You're not alone. Q: When we bought our house six years ago, we got an inspection with a 55-page illustrated report pointing out lots of typical problems (rusty rail, reversed wiring, cracked cement, etc.). We didn't find many serious problems that [...]

Tax Sale Value

By | June 14th, 2024|

Tax Sale Value Is Confusing to Owner A reader is confused about how to value a property that was bought at a tax sale. Q: My former step-dad purchased a property in 2018 at a tax sale. Since my mother had already passed, I assumed he bought it in his own name. I’ve recently been [...]

Condo Reserves: Buyer Beware

By | June 14th, 2024|

Condo Reserves: Buyer Beware Read the first part of this story, Condo Reserves: A Growing Issue. A few weeks ago, we wrote about condo and co-op reserves and the new Florida State law. This new law, passed in the wake of the Surfside collapse in 2021, mandates condo and co-op buildings that are at least [...]

Buying a Condo vs. a Co-op

By | June 13th, 2024|

Buying a Condo vs. a Co-op Is it a good idea to buy a co-op rather than a condo? What does it mean when the co-op has been listed for nearly a year without selling? Q: We are wondering if you could provide us with some enlightenment about the ins and outs of buying a [...]

Primary House Tax Break

By | June 13th, 2024|

Primary House Tax Break Wife's name isn't on the deed. Can they still enjoy the full $500,000 primary house tax break? Q: I have a question about the primary residence tax break. I am selling my primary home in Chicago that I’ve owned for about 30 years. I owned another property in another state and [...]

Getting Rid of a Timeshare

By | June 13th, 2024|

Getting Rid of a Timeshare A reader has tried some common recommendations for getting rid of a timeshare, but is running into a brick wall.  Q: I frequently read your column/advice in my local paper. I’ve read your advice about getting rid of timeshares. I tried one of your recommendations about calling the timeshare and [...]

How Do I Avoid Lowering My Credit Score?

By | June 13th, 2024|

How Do I Avoid Lowering My Credit Score? Q: I am widowed, retired, love to travel and grateful I have the wherewithal to do so. I am looking at getting an airline credit card to take advantage of their 75,000 point offer that my daughter says is worth around $750. I already have way more [...]

HOA Ignores Condo Owner

By | June 10th, 2024|

HOA Ignores Condo Owner What can you do when the homeowner association (HOA) ignores mentally unstable and violent owner? Q: I hear Ilyce on the radio often and figured maybe the guru of all things having to do with money and real estate might help me. I am a condo owner in Illinois and have [...]

Title Issues Cloud Estate

By | May 16th, 2024|

Title Issues Cloud Estate Step-daughter wonders why lender failed to add her to title and what she can do now Q: Early last year, my stepmom and I had a meeting with her loan company to figure out what the easiest way to pass her home to me when she died. I know nothing about [...]

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