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Have real estate questions? Here, you’ll find helpful articles and other resources that cover issues related to real estate, buying, selling, financing, refinancing, credit and debt, insurance, second homes, vacation homes, real estate investment, new construction, and renovation.

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Who Pays for Title Insurance When Selling a Home: The Buyer or the Seller?

By | October 11th, 2018|

Who pays for title insurance when selling a home: the buyer or the seller? The answer depends on the customs and practices of each individual state. Q: Is it mandatory for a seller to pay for title insurance in Oregon especially if they were sole owner of home from the day it was constructed? A: [...]

What Happens to My Taxes When I Buy My Parent’s Home?

By | October 11th, 2018|

What happens to my taxes when I buy my parent’s home? New tax laws haven’t changed much, but there are still implications to consider for you and your parents. Q: My parents want to sell their house to me as part of a retirement plan. We’re hoping to find a way where I can make [...]

Mortgage Fraud Rose More Than 10 Percent in 2018

By | October 10th, 2018|

Mortgage fraud rose more than 10 percent nationally from the second quarter of 2017 to the second quarter of 2018, according to the latest fraud report from CoreLogic. CoreLogic’s report measures mortgage fraud across six fraud type indicators: property, income, occupancy, identity, transaction and undisclosed real estate debt. “Because home prices are rising and demand [...]

Is a Mortgage Recast Right for You?

By | October 5th, 2018|

Is a mortgage recast right for you? Consider these 4 factors for a “home run refinance” to determine if the deal is a good financial move. Q: I was offered a mortgage “recast” and I need help evaluating if it is a sound financial move. My home is worth $250,000 and I owe about $68,000 [...]

If I Get Divorced and Then Sell my Home, Can I Still Take the $250,000 Exclusion?

By | October 5th, 2018|

If I get divorced and then sell my home, can I still take the $250,000 tax exclusion? The answer depends on a few basic factors the IRS uses to see if you qualify. Q: If I get divorced but still live in the marital residence along with my ex-husband, when we sell the property, do [...]

Which Housing Market is the Biggest Real Estate Bubble?

By | October 3rd, 2018|

Which housing market is the biggest real estate bubble? Depends on how you measure, and we won’t really know for sure until it pops. But according to the new UBS Global Real Estate Bubble Index, Hong Kong faces the greatest risk of a housing bubble. Housing prices in the Hong Kong real estate market have [...]

Can a Home Buyer Sue These Sellers for Leaving Some Belongings Behind?

By | September 28th, 2018|

Can a home buyer sue these sellers for leaving their stuff behind? Despite their best efforts to reschedule the closing date and complete a quick move, the sellers left some valuables in the house. Now they’re worried the buyers will sue them. Q: The buyer for our home insisted on a closing date that was [...]

Seller Sold a Part of the Property to the City Without Telling Home Buyer…

By | September 28th, 2018|

A home buyer says their seller sold a part of the property to the city without telling them. The buyer is seeking restitution, but may not get the payout they want. Q: I bought a home recently and found out that my seller had sold a portion of my property we bought to the city [...]

How Many More Homes Will be Sold in 2018?

By | September 26th, 2018|

How many more homes will be sold in 2018?  The exact number is up for debate, but housing industry and residential real estate experts say that 2018 home sales will be less than the number of homes sold in 2017. Sales of existing U.S. homes have peaked for the year, according to a team of [...]

What Happens To Your Taxes When You Sell An Inherited Home?

By | September 21st, 2018|

What happens to your taxes when you sell an inherited home? Depending on the state you live in, you may not have to worry. Q:  My dad passed away awhile ago. He owned his home and had no mortgage. We recently sold his home for $300,000. How do I figure how much I will have [...]

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