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Should You Put Your Rental Property in an LLC?

By | July 19th, 2019|

Should you put your rental property in an LLC? These parents want to transfer a rental property to their son's LLC and want to know about tax implications. Q: We are subscribers to your YouTube channel, Expert Real Estate Tips. Thanks so much for sharing such good advice.  I’d appreciate if you could advise us [...]

How to Transfer Ownership of a House with Unpaid Taxes

By | July 12th, 2019|

How to transfer ownership of a house with unpaid taxes. This reader's wife wants to transfer her joint tenancy ownership in a property with back taxes due. Q: My father-in-law transferred ownership in his house in Michigan to his four daughters as joint tenants before his death a couple of years ago. Now, my wife, [...]

How to Find Old Mortgage Loan Records

By | July 12th, 2019|

How to find old mortgage loan records? This homeowner wants to find proof of old mortgage payments made before they refinanced and modified their loan. Q: I purchased my home back in 2004 and got a mortgage with a lender that has since been purchased by one of the huge banks. I made all of [...]

Should I Buy a House Now or Wait Until 2020?

By | July 11th, 2019|

Should I buy a house now or wait until 2020? New research from JCHS shows a strong housing market, but not without its challenges for homebuyers. Harvard University’s Joint Center for Housing Studies (JCHS) delivered an in-depth analysis of America’s housing market in its State of the Nation’s Housing 2019 report. And for those of [...]

What Happens When Past Homeowners Have Unpaid Back Taxes?

By | July 3rd, 2019|

What happens when past homeowners have unpaid back taxes? The home may become at risk for foreclosure if the new owner skipped title insurance. Q: I bought a home back in 2013. I received free and clear title to it. However this week I was served with papers for foreclosure due to the previous owner's [...]

Understanding HOA Rules on Home Exchanges and Rentals

By | July 3rd, 2019|

Understanding HOA rules on home exchanges and rentals can be difficult. How can homeowners use sites like Airbnb without breaking their community agreement? Q: My HOA community has a "four-month minimum" rental restriction. I don't have a major problem with that. However, as a retiree, I belong to a home exchange group in order to [...]

What do Home Sellers Have to Disclose to Potential Buyers?

By | June 26th, 2019|

What do home sellers have to disclose to potential buyers? Being as honest as possible about persistent problems in the home is the best way to go. Q: A large bank of windows in our home leak from time to time. We can have very heavy rain or storm systems move through our area and [...]

Should You Hire a Family Member to be Your Listing Agent?

By | June 26th, 2019|

Should you hire a family member to be your listing agent? A reader is concerned the house isn't being sold fast enough but is it her family member's fault? Q: The listing agent for my mom's beach house is my brother-in-law, so I'm stuck. He doesn't seem to either know how to market the property [...]

Should I Get the Promissory Note After Paying Off My Mortgage?

By | June 21st, 2019|

Should I get the promissory note after paying off my mortgage? You may not need a note stamped "canceled" but you do need other forms of proof. Q: I saved an article you wrote from 2015 which says that I should "get back the promissory note” I signed when I pay off my loan. And, [...]

Can I Back Out of a Home Contract for Medical Reasons?

By | June 21st, 2019|

Can I back out of a home contract for medical reasons? Despite signing all the paperwork, health issues have this homebuyer considering canceling the deal. Q: My wife and I have a contract to buy a home. All contingencies have been met. But, since late last year, my wife has had many operations leaving unhealed [...]

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