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Splitting Mortgage Payments with Parents

By | March 6th, 2020|

Splitting mortgage payments with parents. This reader wants to know how to minimize tax implications and how to protect their later inheritance. Q: I have been discussing assisting my father with his mortgage now that he is retired. We have decided on a 60/40 split of the monthly payment, and I’ll pick up the larger [...]

Building Your Retirement Home

By | March 6th, 2020|

Building your retirement home. How to go about selling your current home and renting while your retirement home is built. Q: We live in Alaska. We have property in Washington that has a large shop on it and we also want to put a house next to it. We are selling our Alaska home and [...]

What Do You Need a Permit For?

By | March 4th, 2020|

What do you need a permit for? Home improvement projects you need permits for, how to get them and what could happen if you get the work done without one. The sun is shining, the birds are chirping, the snow is finally melting — and it’s the perfect time to start planning your next home [...]

Will Banks Lend to an LLC?

By | March 2nd, 2020|

Will banks lend to an LLC? How the commercial lending process, interest rates and costs differ from residential real estate loans. Q: Are there any lenders that will loan money to a limited liability company that wishes to put up free and unencumbered land as collateral at less than 50 percent loan to value? I [...]

Are Pocket Listings Unethical?

By | February 21st, 2020|

Are pocket listings unethical? The National Association of Realtors (NAR) has a new rule regulating how and when properties are listed. Our recent article on pocket listings and “coming soon” listings elicited quite a number of comments. Here is one take: Comment: I think you did your readers a disservice by not informing them that [...]

Should I Get an Appraisal Before Listing My House?

By | February 21st, 2020|

Should I get an appraisal before listing my house? Pros and cons to getting your home appraised before putting the property up for sale. Q: I think you’re doing a disservice to your readers concerning listing your home with real estate agents. The best thing a homeowner/seller can do is spend the $350 or $450 [...]

Cannabis Legalization and Real Estate: What Happens to Property Values?

By | February 20th, 2020|

Cannabis legalization and real estate: what happens to property values? How has recreational cannabis legalization impacted the real estate market? This year, Illinois joined 10 other states and Washington, D.C., in legalizing recreational cannabis use.  Nearly $3.2 million of marijuana and cannabis products were sold on January 1st in Illinois, and there are still dispensaries [...]

What Happens When You Sell a Property in a Trust?

By | February 14th, 2020|

What happens when you sell a property in a trust? This reader wants to know about the $250,000 gain exclusion and other tax implications. Q: My wife passed away this past year and our home is titled in her trust with me as trustee and my children as beneficiaries upon my passing. Is my cost [...]

Paying Property Taxes on an Abandoned Home

By | February 14th, 2020|

Paying property taxes on an abandoned home. This renter can’t locate the owner and wants to know if they can pay back taxes before it goes to auction. Q: I rented a house from a person who turned out not to be the owner of the home. I contacted the authorities and the scammer disappeared. [...]

Buying vs Renting a Home in 2020

By | February 13th, 2020|

Buying vs renting a home in 2020. Insights from Rick Sharga answer whether it is better to rent or buy a home in 50 U.S. metropolitan areas. This article has been updated to clarify that median home prices and median home payments listed are for homes in the 25th quartile. More than 80 percent of [...]

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