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Second Home vs Investment Property: IRS Tax Rules

By | June 1st, 2020|

Second home vs investment property: IRS tax rules. If a property was used as both over time, what are the tax implications when the property is sold? Q: I read your article on avoiding capital gains tax on second homes in our Sunday paper. I have a question that is along those same lines, except [...]

1031 Exchange Process, Timelines and Examples

By | June 1st, 2020|

1031 exchange process, timelines and examples. There are a number of ways to successfully complete, or complicate, a 1031 exchange. A few weeks ago, we wrote about like-kind exchanges (also known as an Internal Revenue Code Section 1031 exchange) and the temporary relief being granted to some buyers and sellers during the COVID-19 pandemic.  For [...]

COVID-19 Pandemic Update: Home Improvement Projects Impacted by Coronavirus

By | May 29th, 2020|

COVID-19 pandemic update: home improvement projects impacted by coronavirus. The COVID-19 pandemic has impacted home improvement projects. New insights from Houzz reveal how coronavirus is changing home renovation. The COVID-19 pandemic put much of our daily lives at a standstill. Everything from buying, selling and home improvement projects has stalled. We stopped going out for [...]

What Happens When HOA Rules Aren’t Enforced?

By | May 28th, 2020|

What happens when HOA rules aren’t enforced? This reader wants to know what happens if a board approves a request that violates governing documents. Q: I am on the board of directors of my homeowners association (HOA). The dues to our HOA  are voluntary. We can't assess liens against any property in our community, we [...]

Revocable vs Irrevocable Trust: Which is Better

By | May 28th, 2020|

Revocable vs irrevocable trust: which is better. The difference between revocable and irrevocable trusts and the purpose each serves in estate planning. Q: I am divorced and have two grown daughters. I am placing my house in a trust. My attorney is recommending an irrevocable trust. Which do you prefer, revocable or irrevocable and why? [...]

How Do I Verify Details in an Online Real Estate Listing?

By | May 22nd, 2020|

How do I verify details in an online real estate listing? This reader wants to avoid contacting listing agents after they got spammed with emails. Q: I am interested in selling a house in Cincinnati and moving to Maryland near D.C. I’d like to do this in the near term future but not immediately.  A [...]

Should I Tell My Real Estate Agent How Much I’m Pre-Approved For?

By | May 22nd, 2020|

Should I tell my real estate agent how much I’m pre-approved for? This reader is worried the agent will tell the seller and they’ll hold out for a higher price.  Q: Does a real estate agent need to get copies of our pre-approval letter from our lender before taking us to search for homes? My [...]

Real Estate Closings and Remote Online Notarization in 2020

By | May 16th, 2020|

Real estate closings and remote online notarization in 2020. How real estate professionals are finalizing closings during the COVID-19 pandemic. As a follow up to a recent story on online notaries and remote online notarization, we received several letters and have some more information for our readers. Comment: I understand the need for online notaries.  [...]

How Can I Promote My Condo?

By | May 16th, 2020|

How can I promote my condo? This reader’s condo was listed for 15 months and they’re worried potential buyers weren’t aware of building improvements. Q: Most Realtors representing condo buyers don’t educate their buyers about condo reserve funding: The pros and cons of fully, partially or non-funding of reserves.  My beachfront condo in Florida was [...]

What Is the Difference Between a Trust and a Life Estate?

By | May 12th, 2020|

What is the difference between a trust and a life estate? And is it easier to sell a home that's held in a trust or in a life estate? How do I find out if I am listed on a trust? Q: Not really a question as much as a comment on your story about [...]

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