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Where Are People Moving in 2020?

By | June 26th, 2020|

Where are people moving in 2020? Americans are moving away from big cities, building new homes in smaller cities, suburbs and more rural areas. In 2020, Americans are looking for a reprieve from expensive, crowded mass metropolitan areas by relocating to smaller cities, suburbs and more rural areas, according to the latest quarterly Home Building [...]

Pros and Cons of Buying Your Parents’ House

By | June 26th, 2020|

Pros and cons of buying your parents’ house. You can buy it if they can’t afford the mortgage, but then they lose the equity in the home. Q: My parents owe about $500,000 on a mortgage and home equity loan for a property that’s worth around $900,000. They want to stay in the home, as [...]

Can a Non-Citizen Buy a House in the U.S.?

By | June 26th, 2020|

Can a non-citizen buy a house in the U.S.? Yes, this is how a non-citizen can buy a house in the U.S. and a few things they should consider. Q: I am not a U.S. citizen, but my daughter is married to a U.S. citizen and will have her green card shortly. Another one of [...]

What to Do About a Water Meter Reading Error

By | June 19th, 2020|

What to do about a water meter reading error. This reader received a huge water bill after closing on their home but the math and timing of it just don’t add up. Q: We sold our house in Ohio in March and moved to the west coast. We informed our water department that we needed [...]

How Do You Change A Deed from Tenants in Common to Joint Tenants?

By | June 19th, 2020|

How do you change a deed from tenants in common to joint tenants? This homeowner also wants to know if it will trigger any adverse tax consequences. Q: My wife and I purchased a home over 40 years ago. The original deed is titled as John Smith and Sally Smith. This defaults to tenants in [...]

Top 5 Home Remodeling Trends in 2020

By | June 19th, 2020|

Top 5 home remodeling trends 2020. Take a closer look at remodeling activity and the projects and features homeowners are trending towards. What are the top home remodeling trends? The annual Houzz & Home Study, the largest survey of residential remodeling, building and decorating activity, answers that question, and more.  Not surprisingly, given the strength [...]

Should I Refinance to a 15 or 20 Year Mortgage?

By | June 12th, 2020|

Should I refinance to a 15 or 20 year mortgage? This reader wants to live mortgage-free and both refinanced term lengths offer significant interest savings. Q: We took out a mortgage in 2011. It’s a 30-year with an interest rate of 5.125 percent. Our expected payoff date is 2041, but we’ve been paying biweekly. We [...]

Enforcing No Smoking Rules in Condos

By | June 12th, 2020|

Enforcing no smoking rules in condos. Condo boards can amend the rules and regulations to prohibit smoking, but how can they enforce the new rule? We continue to receive questions and comments about our recent columns on smoking (here and here) as well as the rules that condominiums and other associations are putting into place [...]

Understanding COVID-19 Homeowner Relief Resources

By | June 12th, 2020|

Understanding COVID-19 homeowner relief resources. How to find coronavirus relief for homeowners offered by mortgage lenders, banks and the government. There’s a lot of confusion about what types of coronavirus relief resources are available for homeowners and who’s eligible for them. Over 60 percent of homeowners have no knowledge of COVID-19 resources or are unsure [...]

COVID-19 Pandemic Update: Property Tax Payment Extensions and Penalty Waivers

By | June 5th, 2020|

COVID-19 pandemic update: property tax payment extensions and penalty waivers. There are now 16 states offering some form of COVID-19 property tax relief. Relief programs for financial obligations continue to become available as more Americans have their incomes disrupted due to the coronavirus pandemic and the resulting economic slowdown. The average American household spends $2,375 [...]

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