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Real Estate Capital Gains Tax: What You Owe After Selling Your Home

By | May 9th, 2008|

After selling a home you've lived in for more than five years, what is the real estate capital gains tax and what do you report to the IRS. If you're married you can take up to $500,000 in profit without paying capital gains tax to the IRS, after living in a home at least two of the last five years. If you're single, you can take up to $250,000 in profit without paying capital gains tax to the IRS, after living in a home at least two of the last five years.

Buying A Home Without Adequate Income

By | May 9th, 2008|

Without adequate income, you can't qualify to get a mortgage loan to buy a home. In addition to income, lenders want to see that you have a good credit score before giving you a mortgage loan. Once you've got the income, a good credit history and credit score, you can start looking for a house to buy.

Experience With Real Estate Agent Varies

By | May 8th, 2008|

As with any industry, the professionals who work in real estate are both good and bad. And each customer's experience will differ depending on the real estate agent or broker he or she uses. Each real estate agent or broker will also have different expectations and boundaries with their clients.

Partnership Agreement When You Buy Real Estate Pre-Marriage

By | May 2nd, 2008|

When you're about to get married and either you or your future partner has a lot of assets, you may want to sign a prenuptial agreement. If you're buying property prior to getting married, you may want to set up a partnership agreement that outlines the responsibilities of each partner. Prenuptial agreements and partnership agreements can protect people involved in real estate transactions.

Real Estate Market Conditions: Favorable To Home Owners

By | May 2nd, 2008|

Real estate market conditions used to be favorable to home owners. Home values were high and interest rates low, making real estate market conditions favorable to home owners. Now, home owners may feel glum about the real estate market conditions but they should improve after the presidential election. Real estate market conditions include interest rates and home values.

Contract Will Determine Fate Of School Playground Equipment

By | May 2nd, 2008|

School playground equipment is considered a fixture. Fixtures typically stay at the site where they're installed and have to be excluded from a contract to be removed. In a typical residential purchase contract, fixtures permanently attached to the property are generally left with the property.

Quit Claim Deed Gives Up Marital Rights To Real Estate

By | May 2nd, 2008|

When you get separated one of the spouses may sign a quit claim deed giving up rights to real estate. Because of the quit claim deed, it's less likely that the property will be considered a marital asset by the courts. The signing of the quit claim deed gives the spouse who now owns the property a good case for saying that it belongs only to him or her.

Partnership Agreement Helps Domestic Partners Who Separate

By | May 1st, 2008|

If you're in a domestic partnership and decide to separate, how should you split the home you own together? If you don't have a business partnership agreement outlining each of your interests in the property it may lead to some confusion. Learn how to divide the property equity and when it is appropriate to involve an attorney.

Rural Neighbor Breaking County Laws

By | May 1st, 2008|

A rural home owner asks about her rights when a bad neighbor keeps burning freshly cut grass. The bad neighbor won't stop burning grass in spite of the home owner's health and a county law banning it. What can the home owner do about her bad neighbor?

Short Sale Ruins Credit Score

By | May 1st, 2008|

A couple asks the impact of doing a short sale on their credit history and credit score. A short sale is where you sell your home for less than the amount you owe on it to your lender. Your mortgage lender would have agree to take less than the full amount that is owed in exchange for allowing the sale to go forward. The couple's credit history could also be dinged if they file for bankruptcy, which they may do to dump a house. Either a short sale or a bankruptcy filing will hurt their credit history and credit score.

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