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Real Estate

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Quit Claim Deed Transfers Cost Basis

By | August 28th, 2008|

Whenever a home owner transfers all or part of the ownership of a property using a quit claim deed, the person who they're transferring ownership to receives the property interest at the same cost basis that the home owner bought it for. While the percentage of ownership may vary, the cost basis used remains the same regardless of when the transfer takes place. As a result, when you sell a home that you receive through a quit claim deed you'll owe capital gains taxes calculated using the previous owner's cost basis.

Seller Financing Deadline Not Met

By | August 28th, 2008|

What is the consequence of not meeting a deadline to repay seller financing for a home? In a well-executed seller financing scenario, the buyer and seller sign a promissory note that details the terms of the seller financing. Can the owner who financed the home take it back if the deadline is not met?

Zoning and Land Acreage Restrictions

By | August 28th, 2008|

A property owner wants to take advantage of an employer's relocation program, but their 5.1 acre property exceeds the restriction of 5 acre lots. If the property owners can't get the employer to waive the restriction, they will need to contact a real estate attorney to determine what they will have to do to divide the lot. They will most likely have to get a survey of the land and make sure they are not breaking any community ordinances about lot restrictions.

Real Estate Agent’s Commission Can Be Reduced By Advertising Costs

By | August 28th, 2008|

A real estate agent writes that real estate commissions are reduced by real estate advertising costs. The real estate agent describes other costs that lower real estate commissions more. In addition to real estate advertising costs, real estate agents may have to split commissions with other agents and pay for gas and extra help.

Capital Gains Tax On First Home Sale

By | August 28th, 2008|

A home seller asks about paying capital gains tax on a home sale. The home seller thinks she and her husband may be exempt from paying capital gains tax. She is thinking of an old IRS rule. Now, the home seller will have to pay capital gains tax, although less if she's lived there two of the last five years.

Home Buyers Search Real Estate Online

By | August 28th, 2008|

Many potential home buyers start their real estate search online. Listed here are several websites where home buyers can search for real estate. But despite the proliferation of online sites where home buyers can search for their dream home, they still lack uniformity and even the best websites don't have complete information on every listing.

Home Inspection In Winter

By | August 26th, 2008|

Weather can affect a home inspection in winter. Home inspector Jamie Dunsing talks about winter home inspection limitations, including air conditioning testing, due to winter weather and snow.

Investment Property Cash Out Refinance

By | August 21st, 2008|

A real estate investor asks about doing a cash out refinance of his investment property. Taking cash out during a refinance has become more difficult, especially for investment properties. What can the real estate investor do to access the equity in his investment property?

Inheritance Real Estate Tax And Title

By | August 21st, 2008|

A homeowner received a home as part of an inheritance and wants to know how to put the home's title in his name. He also wants to declare the inherited home his principal residence and wonders how to do this when he owns another home in another state. How can the homeowner handle real estate tax and title with the inherited home?

Real Estate Agent For Home Buyers

By | August 21st, 2008|

What qualities do the best real estate agents have when working with home buyers? While home buyers often perceive the real estate purchase process as unpleasant, a great real estate agent can change that. The best real estate agents work with home buyers to help them figure out what they want and where to find the home that will meet their criteria. Top real estate agents also know the neighborhoods and resources intimately and share them with home buyers.

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