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Warranty Deed Or Quit Claim Deed To Transfer Title Of House

By | October 30th, 2008|

What's the best way to transfer title to a home? Options include using a warranty deed or a quit claim deed and it depends on where you live. It's important to consider estate planning needs when adding a name to the title. A warranty deed may provide added benefit by ensuring that title insurance protections continue on the property.

Notify Mortgage Company When Changing Status Of Second Home

By | October 25th, 2008|

Mortgage companies often issue loans contingent upon how the home will be used -- will it be a primary residence or a second home? Do you need to notify your mortgage company if you decides to change the status of a second home? In some cases mortgage loan documents contain a time limit for notifying mortgage companies about home status changes.

House Title Changes In Probate

By | October 24th, 2008|

What happens to a home after a home owner dies without a will. How can a house title change when there's no will? The home will go through probate and the distribution of the estate will depend on state law. Probate will likely result in the home being jointly owned by the siblings. Learn what happens to a home when the home owner has no will here.

Hire Real Estate Attorney To Help Buy Property

By | October 24th, 2008|

A property buyer can't be present at the closing of his purchase, and wants to know if an attorney should be there in his place. Having an attorney at the closing will ensure the buyer's interests are represented, legal documents are drawn and that the money flows properly at the closing. An attorney can also ensure that the buyer's plan for the property can be executed as he wants and avoid problems later.

Small Houses Can Save You Money

By | October 24th, 2008|

Architect Sarah Susanka's small house concept from her "Not So Big House" series seems like a really good idea. Small houses may become more popular as the economy declines. A small house can actually save you money.

1031 Exchange: Deadlines, Type Of Property Impact Eligibility

By | October 24th, 2008|

A 1031 exchange allows you to buy and sell investment property within a specified time period and defer paying taxes to the IRS. Primary residences, second homes and vacation homes are generally not eligible for 1031 exchanges. Real estate market conditions may make it harder to sell a property and potentially prevent a successful 1031 exchange. Talk to a 1031 exchange company about doing a reverse exchange instead.

1031 Exchange: Real Estate Market Conditions Affect Deadlines

By | October 24th, 2008|

A 1031 exchange allows you to buy and sell investment property including real estate and defer paying taxes to the IRS. Real estate market conditions may make it harder to sell the old property and potentially prevent a successful 1031 exchange. Learn how real estate market conditions can affect a 1031 tax exchange or Starker exchange and why a reverse exchange may be effective in this housing market.

Water Damage: Seller Disclosure Issue?

By | October 17th, 2008|

When it comes to proving disclosure fraud, the buyers have to prove that the sellers knew or should have known about the problem. This recent home seller's buyer claims he knew about the potential for water damage and should have mentioned it as part of seller disclosure prior to the home sale. The home seller says he had minimal water damage while living in the home and wants to know how to interact with the home buyer concerning the issues of water damage and seller disclosure.

Home Buyer Wants Seller To Pay For Waterproofing

By | October 17th, 2008|

A home seller disclosed a basement water problem before closing on her home. The buyer now wants the seller to pay for waterproofing the basement even though the problem was disclosed. Most states have a seller disclosure law for residential real estate transactions that require a seller to disclose to a buyer defects or major problems with a home.

Home Repair Damages Sale

By | October 17th, 2008|

A home buyer asks about completing a home sale contract after discovering floor damage from an in floor heating system that was removed. Ilyce says it's great that the home buyer has a good home inspector and that completing the home sale contract depends on how badly the buyer wants the home, even with the home repairs. Learn how a home repair can delay a home sale.

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