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Real Estate

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Home Appraisals: electronic or in-person?

By | November 14th, 2023|

Home Appraisals: electronic or in-person? Lenders often choose an electronic home appraisals vs. in-person appraisals because of cost Q: I really like and appreciate your "Real Estate Matters" column. About a week ago, you had a column about how to protect your home from someone trying to take out a fraudulent mortgage against it. In [...]

Solar Panel Roof Replacement

By | November 14th, 2023|

Solar Panel Roof Replacement Costs Should you replace the roof before you add solar panels?  Q: Five years ago we contracted with a solar panel company to install a system on our house. We now find out we will need a new roof in about two years, after getting three opinions. We’re surprised by this. [...]

Real Estate Matters: Readers Comment

By | October 30th, 2023|

Real Estate Matters: Readers Comment Readers weigh in on some of our recent Real Estate Matters columns Real Estate Matters: Realtor who wants to end lease early Comment: I do read with interest your column, having worked in legal aid for about twenty years – mostly representing tenants being evicted. This is to comment about [...]

Final Mortgage Payment

By | October 27th, 2023|

Final mortgage payment not accepted by check Q: When my 360th (and final) mortgage payment came due I was informed that a personal check wouldn't be acceptable. I had to submit a certified check with almost more information on the check than could fit. I had to include everything except my inseam size number of [...]

Who owns the house?

By | October 26th, 2023|

Who owns the house? When you add kids to a deed and then remove them, it may be tough to know exactly who owns the house Q: My boyfriend's mother died two years ago. Back in 2007, she added her kids to the deed to the home and created a life estate for herself. Then, [...]

Can you rent out a condo you own?

By | October 25th, 2023|

Can you rent out a condo you own?  Q: I want to know if you can rent out a condo you own. I live in a four-unit condominium in Chicago. My understanding is that in a condominium building of this size, only one unit can hold a license for short term rentals. One owner already [...]

Mortgage Scam: How to protect your single biggest asset

By | October 24th, 2023|

Mortgage Scam How to protect your single biggest asset Q: I have paid off the mortgage on my home. But, I am concerned. I have heard that someone can take a loan out against your home without you knowing and you could lose your home. To address my concern without knowing other options, I am [...]

How to Record a Quit Claim Deed

By | October 24th, 2023|

How to record a quit claim deed without hiring a lawyer Reader doesn't understand why recording a quit claim deed to transfer title is to complicated Q: I wanted to record a quit claim deed to transfer title of our home into our respective living trusts in order to avoid probate. Our plan was to [...]

Will Quitclaim Deed Remove Ex-Spouse from Mortgage?

By | October 11th, 2023|

Will Quitclaim Deed Remove Ex-Spouse from Mortgage? Q: My ex-spouse will sign a quitclaim deed to me on the house we lived in. Will that quitclaim deed remove her name from the mortgage? Her name is not on the loan promissory note but she did sign on the mortgage document. How can I remove her [...]

Mortgage Due: Daughter not paying loan to mom

By | October 9th, 2023|

Mortgage due but daughter isn't paying. Is the IRS a threat? Q: I lent my daughter money to buy a home. It's been a couple of years since she made a payment to me. That’s mostly due to Covid shut-downs of her work and her health issues. Her home has continued to appreciate. I am [...]

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