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Have real estate questions? Here, you’ll find helpful articles and other resources that cover issues related to real estate, buying, selling, financing, refinancing, credit and debt, insurance, second homes, vacation homes, real estate investment, new construction, and renovation.

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Breach Of Contract During Real Estate Deal

By | January 19th, 2009|

Breach of contract during a real estate deal often results in the loss of earnest money. Knowing what is in your contract will tell you what rights you have as a home buyer and what the builder's rights are. The contract will provide language regarding the termination of the contract and what will happen to earnest money.

Zoning: How to Divide a Lot

By | January 19th, 2009|

How can you divide a lot into smaller lots in order to sell? This can be a complicated process. First you need to determine the zoning classification for your property, along with any requirements or restrictions for your property. You may also have to pay attention to subdivision ordinances. To divide a lot you probably want to hire a surveyor and talk to the local building and zoning department. Also, another question about subdivision requirements and modular homes.

Auctions Sell Homes Quickly In Tough Housing Market

By | January 19th, 2009|

If you're eager to sell your home in a tough housing or real estate market you may want to try an auction. Unlike lotteries, which are illegal, using an auction is an acceptable way to quickly sell your home. To auction your home you need to use a real estate auction company or a website such as eBay.

Appraisal Value Prevents Mortgage Financing

By | January 19th, 2009|

If you don't receive mortgage financing under the current terms of a contract, what can you do? Should you renegotiate or back out of the contract? The terms of your real estate contract may include provisions that will allow you different options.

Automatic Extension for 2003 Tax Return

By | January 19th, 2009|

If you still haven't filed your 2003 tax return, you're running out of time. Your automatic tax extension is almost up.

Avoid Capital Gains Or Gift Tax On Real Estate Investment

By | January 19th, 2009|

What's the best way to pass a second home on to heirs? If you don't want to pay capital gains tax on a sale or a gift tax you should give your heirs an ownership share of the home gradually. If you give an amount of the real estate investment equal to the amount that's not subject to gift tax you can avoid gift tax. Right now you can give people up to $13,000 a year tax-free. That protects everyone from paying capital gains tax or gift tax on this real estate investment.

Ask Ilyce – March 9, 2004

By | January 19th, 2009|

How much of your savings should go toward a down payment? What's the best way to turn the home your renting into a home you'd like to buy? WGN's Money Saving Expert Ilyce Glink answers questions from the Mailbag about buying and selling real estate.

After Bankruptcy Discharged, Home Buyer Considered First Time Home Buyer For Mortgage Purposes

By | January 19th, 2009|

Once a bankruptcy has been discharged, a potential home owner is considered a "first time" home buyer again when applying for a mortgage. A bankruptcy free potential home buyer should check into first-time home buyer programs that might be available to help with mortgage loans. Even as a first time home buyer, the bankruptcy on your record may still have an negative effect on your credit score making it difficult to get a mortgage with a regular mortgage lender.

Condo Owner Questions HOA Fees

By | January 19th, 2009|

Residents who pay fees to homeowners associations may be questioning the HOA fees in this economy. Are the HOA fees being used for the right purpose? Is your HOA financially sound? To find out about the health of your HOA or condo association you should research the latest budget and attend some association meetings.

Home Buyer Real Estate Advice: More Questions To Answer Before Buying A Home

By | January 19th, 2009|

Every home buyer should ask questions before buying a home. Make sure potential home buyers to check out the local economy and the neighborhood before buying a home. Potential home buyers should look at the negative aspects of a specific piece of real estate and think about what they are willing to give up before buying a home.

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