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How To Sell Home To Current Tenants

By | February 19th, 2010|


Everybody is looking for a quick sale of their property. If a homeowner can't sell using normal real estate channels, then maybe non-conventional sales can be effective. You can try to use a real estate broker to sell your property, but if you have tenants in the property, you might try to see if they are willing buyers of your home. If they are, you can sell them the home outright or you can decide if you want to sell it to them by other means. One way to entice a tenant to buy the home is to offer them a lease with an option to buy the home. Another way to sell the home to current tenant is to offer them seller financing. The financing can be either by using a mortgage or by selling them the home on an installment basis.

Home Selling Tips: New Year’s Resolutions For Home Sellers

By | December 17th, 2009|


Home sellers had it rough in 2009, and 2010 promises to be another hard year for home sellers. However, there are some home selling tips you can take to put yourself in a better home selling situation. Make it a New Year's Resolution to become a better seller and follow these home selling tips to make 2010 a better home selling year.

Does Death Of Spouse Affect Your Mortgage?

By | December 11th, 2009|

How does the death of your spouse affect your mortgage? When your spouse dies, if you are also listed on the mortgage, you are still the borrower and continue to own the home. Your spouse's death should not affect your mortgage if you are listed as a borrower or held title jointly. If you want to change the mortgage to be in your name only, you can refinance your mortgage. In the case of the death of your spouse, as long as you continue to make the mortgage payments, your mortgage should not be affected.

Home Buying Tips and Financial Resolutions for 2010

By | December 11th, 2009|


It's that time of year again when Ilyce give you her home buying tips for the new year along with her personal financial resolutions for 2010.

Why Buy Title Insurance On a House When You Pay Cash For the Home

By | October 15th, 2009|


If you are making the largest investment of your life, wouldn't you want to make sure you are protected by obtaining and buying title insurance? When you buy title insurance on a house, a title company gives you certain guarantees that you are the rightful owner of the home and certain other title protections. Title insurance does not protect you against future title problems that might develop nor does it protect you from fire or other casualties. But if you are paying cash to a seller are you certain the seller will give you good title to the home?

LLC vs Corporation: Is An LLC Better For Real Estate Investing?

By | September 23rd, 2009|

Most people prefer an LLC for real estate investing. But some accountants still recommend that their clients use an S Corporation to invest in real estate. LLC, or limited liability companies, have become the method of choice for real estate investors. Most states have laws that permit the use of limited liability companies or some other company structure that is similar to an LLC.

Quit Claim Deed Vs. Warranty Deed To Transfer Property Ownership From Father to Son

By | August 13th, 2009|

Quit claim deeds are a popular tool used by many, but in some cases a warranty deed is a better option. When a relative owns a home, should you quit claim that home to a child? Usually, you shouldn't use a quit claim deed to avoid estate planning issues. The better option is to work with an estate planner to determine whether you should keep the property, set up a trust or another mechanism to transfer property from a parent to a child. But usually it's not going to be a quit claim deed.

Want to Raffle Your House? Mostly, You Can’t

By | August 7th, 2009|

Thinking of conducting a house raffle to unload your house instead of selling it? It's illegal for homeowners to raffle off their own house. Instead, you have to work with a nonprofit organization and transfer ownership of the house to them. The nonprofit can then raffle off your house, and you'll get a tax deduction - not cash. Here are more details on house raffles.

Seller and Buyer Closing Costs State By State

By | July 28th, 2009|

Seller and buyer closing costs are usually a mystery, and we frequently receive emails asking us to give sellers more information on who generally gets to pay for survey and title insurance expenses. So, we prepared a list of two of the most popular closing costs paid by sellers and buyers on a state by state basis: title insurance for the owner's title insurance policy and survey costs. There are so many closing costs to deal with, but these two costs are usually not thought about by a home buyer or a home seller.

Title Insurance Problems Arise When A Title Company Fails to Disclose An Association

By | July 27th, 2009|

What is the purpose of a title company? To avoid title insurance problems and issues. A title company's responsibility is to search the public records and inform the prospective homeowner about any issues and problems that affect the title of a property they intend on buying.

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