Mortgage & Finance Archives | Page 60 of 80 | ThinkGlink
questions@thinkglink.com
TwitterFacebookLinkedinYoutube

Mortgage & Finance

A mortgage, or a home loan, can come in many different forms. A 30-year fixed rate, a 15-year fixed rate, an adjustable rate mortgage, a jumbo loan. And what about prepayment or foreclosure? The articles, blog posts, videos and radio shows on this page will answer all your mortgage questions and help you find the right mortgage for you.

You need to consider the fees and closing costs that you may be charged in obtaining a mortgage, the length of the loan and the amount of the loan. In addition, while the interest rate you obtain is quite important, you need to understand all of the other issues involved in obtaining a mortgage loan for your home or investment property.

Take a look at our hundreds of articles on our site. Some of these articles are listed below. These articles relate to obtaining a mortgage, finding a low interest mortgage loan, the difference between a fixed rate or ARM loan, whether to pay points to buy down your interest rate, and avoiding prepayment penal

Should I Get A Home Equity Loan Or Refinance?

By | November 25th, 2006|

A homeowner who is delinquent on payments wants to know if it's better to refinance or get a home equity loan on the home. If you are late on any of your bills, you may have trouble borrowing money at a reasonable price. Talking with a lender can help make sure the homeowner gets back on on-time payments with the refinance or home equity loan.

Mortgage After Foreclosure: Raise Your Credit Score And Apply Successfully

By | November 22nd, 2006|

Can you apply for a mortgage after going through bankruptcy and having your home foreclosed upon? There are things you can do that will help you qualify for a mortgage again despite the bankruptcy and foreclosure. Ilyce explains how mortgage companies approve borrowers and how you can raise your credit score and successfully apply for a mortgage despite the foreclosure.

Property Tax On Home In Foreclosure

By | November 11th, 2006|

When a bank forecloses on a property the property owner remains responsible for the property taxes. Banks set up tax escrow accounts to pay property taxes, but when home owners fail to make mortgage payments the escrow money may be used to make mortgage payments. If there's no escrow account, the home owner has direct responsibility for paying property taxes.

Anti-Deficiency Law May Protect Homeowner

By | November 10th, 2006|

While anti-deficiency laws will protect a homeowner in some cases, the vast majority of Americans have recently obtained two mortgage loans in the purchase of homes, often referred to as a "piggy-back mortgage." If the first mortgage loan is foreclosed and the amount of the sale is enough to only pay off the first lender, the second lender will be entitled to sue the owner for the value of its loan. Many anti-deficiency laws won't protect the homeowner for amount owed on the second mortgage.

Lenders, Mortgage Brokers and Bankers

By | October 21st, 2006|

There's a wide world of difference between different types of lenders. Knowing how mortgage brokers, mortgage bankers, and other types of lenders operate can help you make a smart move with your money.

Give Gift Of Land With Quit Claim Deed

By | October 15th, 2006|

Land can be given as a gift through the use of a quit claim deed. No taxes need to be paid if the gift is valued at less than $12,000. You might need an appraisal to prove the value of the land to the IRS.

Refinanced Mortgage In One Homeowner’s Name, Title In Both Homeowners’ Names

By | October 14th, 2006|

What do you do if you purchased a home with a friend who ran into some financial difficulties, and the home was refinanced in the your name only? Should you have mortgage refinanced in your name only, even if the title is in both names? If you do, you will be stuck with all the financial responsibility of the refinanced mortgage while the friend has none.

Buying A Foreclosure? Hire A Home Inspector And Attorney For Protection

By | October 13th, 2006|

When buying a foreclosure, it's important to hire a home inspector and attorney to protect yourself from any unwelcome surprises. A foreclosed property may come with maintenance problems that a professional home inspector can identify. An attorney will a home buyer purchasing a foreclosure by making sure the contracts are legal and the seller discloses any problems the house may have.

Real Estate Minute: Have You Refinanced Your ARM Yet?

By | September 25th, 2006|

Real Estate Minute with Ilyce Glink Have You Refinanced Your ARM Yet? Original Air Date: September 25, 2006

No Lawyer Needed For Refinance

By | August 27th, 2006|

A loan officer told a home buyer that he does not need to use a lawyer when refinancing a mortgage. Using a lawyer is not mandatory, but if you do not understand the documents you're signing, you'd be wise to show them to a real estate attorney who can walk you through the various disclosures lenders are required to make, and the jargon they use to make them.

see more posts

Archives

Recent Tweets