Mortgage & Finance Archives | Page 41 of 80 | ThinkGlink
questions@thinkglink.com
TwitterFacebookLinkedinYoutube

Mortgage & Finance

A mortgage, or a home loan, can come in many different forms. A 30-year fixed rate, a 15-year fixed rate, an adjustable rate mortgage, a jumbo loan. And what about prepayment or foreclosure? The articles, blog posts, videos and radio shows on this page will answer all your mortgage questions and help you find the right mortgage for you.

You need to consider the fees and closing costs that you may be charged in obtaining a mortgage, the length of the loan and the amount of the loan. In addition, while the interest rate you obtain is quite important, you need to understand all of the other issues involved in obtaining a mortgage loan for your home or investment property.

Take a look at our hundreds of articles on our site. Some of these articles are listed below. These articles relate to obtaining a mortgage, finding a low interest mortgage loan, the difference between a fixed rate or ARM loan, whether to pay points to buy down your interest rate, and avoiding prepayment penal

Home Prices Still Falling

By | May 10th, 2012|

Home prices still falling and that continues to have an impact on the housing market. CoreLogic is interpreting the data positively but the implementation of the $26 billion dollar mortgage settlement means more foreclosures are coming to weigh down home values. CoreLogic a leading provider of housing market and real estate trend information released its [...]

Avoid Foreclosure Scams with These Official Resources

By | May 4th, 2012|

In the wake of the Great Recession and the damage done to the real estate market, many homeowners have an underwater mortgage or facing foreclosure. The government has set up programs intended to help, but unfortunately many scammers have also jumped on the bandwagon. According to the Homeownership Preservation Foundation (HPF), an independent national nonprofit [...]

Spring Real Estate Market Predictions and News

By | April 19th, 2012|

There’s a lot happening in the real estate market these days, and the jury’s still out on whether or not we’re in a real recovery. Foreclosure rates remain high despite a national dip in foreclosure activity, and the mortgage industry continues to struggle. To top it off, the $25 billion settlement between the states and [...]

Cancelling Credit Cards to Get Cash Out Refinance

By | March 22nd, 2012|

Cancelling Credit Cards to Get Cash Out Refinance. You have an excellent credit score, great credit history, plenty of equity, and yet lender wants borrower to cancel many of his credit cards to qualify for a refinance.  Q: I have a situation in my mortgage refinance process and need your advice. My lender wants me [...]

Loan Scam Red Flags For Homeowners

By | March 12th, 2012|

As more homeowners are struggling with buying a home, selling a home, or facing foreclosure, they’re more at risk for a loan scam. Watch out for these red flags for home loan and mortgage loan scams.   If people are desperate, they will be willing to give money to someone that is selling an idea [...]

Desperate Homeowners Tricked by Home Loan Scams

By | March 9th, 2012|

Lots of homeowners are struggling through the real estate recession—their home values have been slashed, their mortgages are underwater, they’ve lost jobs, and they can’t pay their mortgages. Sound familiar? These homeowners are facing foreclosure or are attempting a last change loan modification—and they’re getting desperate. The next year doesn’t seem to be looking any [...]

Using a Reverse Mortgage to Purchase a Second Home

By | February 15th, 2012|

You can use a reverse mortgage to purchase and buy a second home, but you should also investigate the use of a home equity line of credit (HELOC) or a second mortgage. Q: We have a home that is fully paid for in Cape Coral, Fla. on the water. Both my wife and I are [...]

Should I Prepay My Mortgage?

By | February 14th, 2012|

You'll often hear people ask whether they should prepay their mortgages, and for many it makes sense to prepay. Q: I hear and see so many financial advisors and experts recommending that people pay off their mortgages by making an extra mortgage payment each year. The reality is that it would be easier for the [...]

Foreclosure Settlement Between States and Mortgage Lenders Totals $25B

By | February 9th, 2012|

The federal government and 49 states have reached a landmark $25 billion foreclosure settlement with the nation’s five largest mortgage lenders, the Department of Justice announced Thursday. The joint agreement is the largest federal-state civil settlement ever obtained. U.S. Attorney General Eric Holder, Department of Housing (HUD) Secretary Shaun Donovan, Iowa Attorney General Tom Mill and [...]

NY Foreclosure Lawsuit Names Bank of America, Other Big Banks

By | February 3rd, 2012|

New York Attorney General Eric Schneiderman intends to hold some of the nation’s biggest banks, including Bank of America, Wells Fargo and JPMorgan Chase accountable for what he calls “deceptive conduct” in the foreclosure crisis. The lawsuit was filed Friday against several big lenders, charging the creation and use of a private national mortgage electronic [...]

see more posts

Archives

Recent Tweets