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Mortgage & Finance

A mortgage, or a home loan, can come in many different forms. A 30-year fixed rate, a 15-year fixed rate, an adjustable rate mortgage, a jumbo loan. And what about prepayment or foreclosure? The articles, blog posts, videos and radio shows on this page will answer all your mortgage questions and help you find the right mortgage for you.

You need to consider the fees and closing costs that you may be charged in obtaining a mortgage, the length of the loan and the amount of the loan. In addition, while the interest rate you obtain is quite important, you need to understand all of the other issues involved in obtaining a mortgage loan for your home or investment property.

Take a look at our hundreds of articles on our site. Some of these articles are listed below. These articles relate to obtaining a mortgage, finding a low interest mortgage loan, the difference between a fixed rate or ARM loan, whether to pay points to buy down your interest rate, and avoiding prepayment penal

Zoning: Selling Separate Lots

By | September 9th, 2024|

Zoning: Selling Separate Lots Q: We bought our home in 1984. The deed read that the home was built on one of two separate lots. We are now thinking about moving. In considering our options, we realized the property values in our neighborhood have increased dramatically. In fact, they’re so high that we’re thinking of [...]

Selling Rental Properties?

By | July 29th, 2024|

Selling Rental Properties? Real estate investor wants to know if he should sell his rental properties and invest the proceeds elsewhere Q: I am 60 years old with a pension. I've invested in rental properties in the past and currently own six rental properties. I have no mortgages on these properties and paid around $100,000 [...]

Repaying Loan Early?

By | July 29th, 2024|

RepayRepaying Loan Early? Should this homeowner cash out investments to repay their mortgage? Q: We only owe about $60,000 on our house (thanks to your sound financial advice when we got the mortgage, and suggestions about making extra payments along the way). We have two dividend reinvestment plans (DRIP) worth about $110,000 (again, due to [...]

Paid Off House: Will It Affect My Trust?

By | June 28th, 2024|

Paid Off House: Will It Affect My Trust? If your house is in a trust, will paying off the mortgage affect the successor trustee? Q: Well, I just paid off my house and don't know what the next steps might be. I did receive a letter from my mortgage lender congratulating me on paying off [...]

Getting Rid of a Timeshare

By | June 13th, 2024|

Getting Rid of a Timeshare A reader has tried some common recommendations for getting rid of a timeshare, but is running into a brick wall.  Q: I frequently read your column/advice in my local paper. I’ve read your advice about getting rid of timeshares. I tried one of your recommendations about calling the timeshare and [...]

How Do I Avoid Lowering My Credit Score?

By | June 13th, 2024|

How Do I Avoid Lowering My Credit Score? Q: I am widowed, retired, love to travel and grateful I have the wherewithal to do so. I am looking at getting an airline credit card to take advantage of their 75,000 point offer that my daughter says is worth around $750. I already have way more [...]

Best Cyber Resource Center

By | April 25th, 2024|

Best Cyber Resource Center In today's increasingly connected world, cyber crime has become a growing concern for individuals and businesses alike. According to the FBI's Internet Crime Report 2023, there were over 880,000 reported cyber crime incidents in the United States alone. That's up a staggering 22% increase in cyber crime compared to 2022. Cyber [...]

Debt: How One Bad Move Can Wreck Your Financial Life

By | March 11th, 2024|

Debt: How One Bad Move Can Wreck Your Financial Life Q: Thanks for your Love, Money + Real Estate financial newsletters. You helped me back in 2008 when the Great Recession hit and I was able to save my townhouse from foreclosure. Fast forward. I moved to Sonoma County, California about 10 years ago. I [...]

Fidelity National Financial’s Cyber Attack

By | November 30th, 2023|

Fidelity National Financial's Cyber Attack Recently, Fidelity National Financial, a Fortune 500 provider of title insurance for buyers and sellers, was hit by a devastating cyber attack. Fidelity National Financial submitted regulatory documents to the U.S. Securities and Exchange Commission acknowledging the attack on November 21, 2023 and describing how it handles the situation. “Among [...]

Do I need a quit claim deed?

By | November 15th, 2023|

Do I need a quit claim deed? Reader wonders if she needs a quit claim deed if living trust is in place Q: Is there any risk, concern or benefit to simply adding a child to title through a quit claim deed (not replacing homeowner on title, but adding)? This child is the beneficiary and [...]

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