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Mortgage & Finance

A mortgage, or a home loan, can come in many different forms. A 30-year fixed rate, a 15-year fixed rate, an adjustable rate mortgage, a jumbo loan. And what about prepayment or foreclosure? The articles, blog posts, videos and radio shows on this page will answer all your mortgage questions and help you find the right mortgage for you.

You need to consider the fees and closing costs that you may be charged in obtaining a mortgage, the length of the loan and the amount of the loan. In addition, while the interest rate you obtain is quite important, you need to understand all of the other issues involved in obtaining a mortgage loan for your home or investment property.

Take a look at our hundreds of articles on our site. Some of these articles are listed below. These articles relate to obtaining a mortgage, finding a low interest mortgage loan, the difference between a fixed rate or ARM loan, whether to pay points to buy down your interest rate, and avoiding prepayment penal

Why You (Probably) Shouldn’t Combine Your Mortgage and HELOC Loans

By | August 10th, 2018|

Why you (probably) shouldn’t combine your mortgage and HELOC loans, especially if your mortgage is nearly paid off and your home equity loan isn’t. Q: I have 4.5 years left on my mortgage. I also have a home equity loan. Would it be wise to combined the two into one loan? A: While it sounds [...]

How a Computer Glitch Forced Foreclosure on 400 Homes

By | August 9th, 2018|

How did a Wells Fargo computer glitch force foreclosure on 400 homes? What does it mean for mortgage loans and the real estate industry? Wells Fargo has faced scandal after scandal for bad business practices, including creating fake customer accounts to boost sales figures, charging unfair mortgage fees and charging customers for car insurance they [...]

What is a Mechanic’s Lien and Is There One on Your Property?

By | August 3rd, 2018|

What is a mechanic’s lien and is there one on your property? Had a falling out with a home contractor? Withheld payment? You may face some major repercussions in the form of a home lien. Q: How can I find out if there is a mechanic's lien on my property? A painter painted the house.But [...]

When Your Parent Dies Without a Will, How Do You Claim Ownership of Their Property?

By | August 3rd, 2018|

When your parent dies without a will, how do you claim ownership of their property? Even if you’ve been paying the property taxes, you may have to take more steps in order to put the title in your name. Q: My mother died five years ago without a will. I have been paying taxes on [...]

How to Confirm Your Mortgage is Paid Off

By | July 20th, 2018|

Here’s how to confirm your mortgage is paid off. While it’s confusing to walk through the process of confirming your mortgage is paid off, you shouldn’t have to pay anyone to do it for you. Q: I live in Indiana. Who can I hire to call Fannie Mae to get the facts on the satisfaction [...]

Should You Have a Transfer on Death Deed, a Living Trust or Both?

By | July 13th, 2018|

Should you have a transfer on death deed, a living trust or both? For this reader, it may be best to pursue all options available to them. Q: My father signed a quit claim deed in 2008 for my mother to be sole owner of their mobile home. Now, in 2018, she put him as [...]

Buying Your Spouse Out Of The House

By | July 13th, 2018|

Buying your spouse out of the house is not unusual, but take some consideration before getting a loan do so. Q: My ex-husband wants money before he signs the house over to me. We have no mortgage on the home. I’d like to know if I can take home equity loan just to pay him [...]

Claiming Home Ownership Through Adverse Possession: What You Need to Know

By | July 6th, 2018|

Claiming home ownership through adverse possession: What you need to know in order to put the home in your name. How do you claim home ownership through adverse possession? What you need to know in order to put the home in your name? These are some of the most commonly asked questions about adverse possession. [...]

Building a New House? How to Make a Family Mortgage Work with a Construction Loan

By | June 29th, 2018|

How to make a family mortgage work with a construction loan to ensure the complicated building process doesn’t exceed the loan amount. Q: In regard to your article "How to become a mortgage lender for your children" in the Washington Post, can a family mortgage also be accomplished on a construction loan? Can you refer [...]

Why You May Not Need a 20% Down Payment Before Buying

By | June 29th, 2018|

Why you may not need a full 20% down payment before buying a home, especially if it means draining your savings. Q: I’m looking to buy a home where the typical property sells for about $200,000. I have saved up about $25,000. Should I wait until I have $40,000 to buy the home or try [...]

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