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Mortgage & Finance

A mortgage, or a home loan, can come in many different forms. A 30-year fixed rate, a 15-year fixed rate, an adjustable rate mortgage, a jumbo loan. And what about prepayment or foreclosure? The articles, blog posts, videos and radio shows on this page will answer all your mortgage questions and help you find the right mortgage for you.

You need to consider the fees and closing costs that you may be charged in obtaining a mortgage, the length of the loan and the amount of the loan. In addition, while the interest rate you obtain is quite important, you need to understand all of the other issues involved in obtaining a mortgage loan for your home or investment property.

Take a look at our hundreds of articles on our site. Some of these articles are listed below. These articles relate to obtaining a mortgage, finding a low interest mortgage loan, the difference between a fixed rate or ARM loan, whether to pay points to buy down your interest rate, and avoiding prepayment penal

Will Title Insurance Save This Homeowner From Paying an Outstanding Private Mortgage?

By | September 21st, 2018|

Will title insurance save this homeowner from having to repay a mortgage? A homeowner is trying to rely on her title insurance to help her repay an $80,000 mortgage so that she may transfer ownership to his children in the future.  Q: My neighbor can’t transfer the title of her house to her children due [...]

What Are The Limits on a SALT Deduction?

By | September 14th, 2018|

What are the limits on a SALT deduction? After massive tax reform last year, this is the question on many homeowners’ minds. Q: When it comes to the SALT deduction, can you give me a little more information on the limits. A: In the last big tax bill that Congress passed, the law limits the [...]

What Documents Do I Need to Apply for a Mortgage?

By | August 30th, 2018|

What documents do you need to apply for a mortgage? Here’s a list of the documents you need to apply for a mortgage. Make sure to have them handy in order to keep the mortgage loan process on track. Q: I’ve been watching Ilyce’s videos on her YouTube.com/ExpertRealEstateTips channel. Here’s my question: I am applying [...]

Thinking About Prepaying Your Mortgage Taxes? Think Again.

By | August 24th, 2018|

If you’re thinking about prepaying your mortgage loan taxes, you should think again. This move can do more harm than good. Q: If my tax payment is included in my mortgage payment, am I allowed to go to the local tax office and prepay the taxes before the due date in order to reduce my [...]

Why Cosigning Your In-Law’s Refinanced Mortgage is a Mistake

By | August 16th, 2018|

Cosigning your in-law’s refinanced mortgage can often be a big mistake, especially if they don’t have much financial stability. Q: I was wondering what legal action could be taken if the person living in the home is on the home title but not on the mortgage loan? I recently helped my mother in law refinance [...]

Why You (Probably) Shouldn’t Combine Your Mortgage and HELOC Loans

By | August 10th, 2018|

Why you (probably) shouldn’t combine your mortgage and HELOC loans, especially if your mortgage is nearly paid off and your home equity loan isn’t. Q: I have 4.5 years left on my mortgage. I also have a home equity loan. Would it be wise to combined the two into one loan? A: While it sounds [...]

How a Computer Glitch Forced Foreclosure on 400 Homes

By | August 9th, 2018|

How did a Wells Fargo computer glitch force foreclosure on 400 homes? What does it mean for mortgage loans and the real estate industry? Wells Fargo has faced scandal after scandal for bad business practices, including creating fake customer accounts to boost sales figures, charging unfair mortgage fees and charging customers for car insurance they [...]

What is a Mechanic’s Lien and Is There One on Your Property?

By | August 3rd, 2018|

What is a mechanic’s lien and is there one on your property? If you’ve had a falling out with a home contractor and withheld payment, you may face some major repercussions in the form of a home lien. Q: How can I find out if there is a lien on my property? A painter painted [...]

When Your Parent Dies Without a Will, How Do You Claim Ownership of Their Property?

By | August 3rd, 2018|

When your parent dies without a will, how do you claim ownership of their property? Even if you’ve been paying the property taxes, you may have to take more steps in order to put the title in your name. Q: My mother died five years ago without a will. I have been paying taxes on [...]

How to Confirm Your Mortgage is Paid Off

By | July 20th, 2018|

Here’s how to confirm your mortgage is paid off. While it’s confusing to walk through the process of confirming your mortgage is paid off, you shouldn’t have to pay anyone to do it for you. Q: I live in Indiana. Who can I hire to call Fannie Mae to get the facts on the satisfaction [...]

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