Mortgage & Finance Archives | Page 10 of 79 | ThinkGlink
questions@thinkglink.com
TwitterFacebookLinkedinYoutube

Mortgage & Finance

A mortgage, or a home loan, can come in many different forms. A 30-year fixed rate, a 15-year fixed rate, an adjustable rate mortgage, a jumbo loan. And what about prepayment or foreclosure? The articles, blog posts, videos and radio shows on this page will answer all your mortgage questions and help you find the right mortgage for you.

You need to consider the fees and closing costs that you may be charged in obtaining a mortgage, the length of the loan and the amount of the loan. In addition, while the interest rate you obtain is quite important, you need to understand all of the other issues involved in obtaining a mortgage loan for your home or investment property.

Take a look at our hundreds of articles on our site. Some of these articles are listed below. These articles relate to obtaining a mortgage, finding a low interest mortgage loan, the difference between a fixed rate or ARM loan, whether to pay points to buy down your interest rate, and avoiding prepayment penal

What You Need to Know About Being a Condo Owner

By | November 15th, 2018|

What you need to know about being a condo owner: from the condominium association to voting on assessments, what’s expected of the owners? Q: As a new condo owner for last two years, I have enjoyed your recent column in our newspaper on condominium issues. I own a small condominium in a mid-sized building in [...]

What’s the Best Way to Divide Inherited Property?

By | November 9th, 2018|

What’s the best way to divide inherited property? A little property value homework can help you decide the best option for your family. Q: How do I divide a real estate inheritance? An uncle died and named me the executor of his estate. I didn’t think he had much in the way or money or [...]

Will Buying a House Hurt My Credit?

By | November 7th, 2018|

Will buying a house hurt your credit? Research on how taking out a mortgage impacts your credit score is finally here to answer this age-old question. Your credit score will fall an average of 15 points over a period of four months after buying a house, according to consumer analysis by LendingTree. More specifically, your [...]

If the Mortgage Wasn’t Closed Properly When You Sold Your Home, What Can You Do?

By | October 19th, 2018|

If the mortgage wasn’t closed properly when you sold your home, what can you do? Some legwork is required to get the answers you need from the mortgage company. Q: I sold my home three years ago but the mortgage company says that I still owe money on the mortgage. I told them the loan [...]

Don’t Have a Mortgage? It’s Unlikely You’ll Get One

By | October 18th, 2018|

If you don’t have a mortgage today, it’s unlikely you’ll get one in the future.  More than 70 percent of those without mortgages aren’t likely to get one in the future, and the 2008  housing crisis greatly influenced their aversion to homeownership. So, what’s causing the reticence? Retirement is the most common reason Americans say [...]

Who Pays for Title Insurance When Selling a Home: The Buyer or the Seller?

By | October 11th, 2018|

Who pays for title insurance when selling a home: the buyer or the seller? The answer depends on the customs and practices of each individual state. Q: Is it mandatory for a seller to pay for title insurance in Oregon especially if they were sole owner of home from the day it was constructed? A: [...]

Mortgage Fraud Rose More Than 10 Percent in 2018

By | October 10th, 2018|

Mortgage fraud rose more than 10 percent nationally from the second quarter of 2017 to the second quarter of 2018, according to the latest fraud report from CoreLogic. CoreLogic’s report measures mortgage fraud across six fraud type indicators: property, income, occupancy, identity, transaction and undisclosed real estate debt. “Because home prices are rising and demand [...]

Is a Mortgage Recast Right for You?

By | October 5th, 2018|

Is a mortgage recast right for you? Consider these 4 factors for a “home run refinance” to determine if the deal is a good financial move. Q: I was offered a mortgage “recast” and I need help evaluating if it is a sound financial move. My home is worth $250,000 and I owe about $68,000 [...]

If I Get Divorced and Then Sell my Home, Can I Still Take the $250,000 Exclusion?

By | October 5th, 2018|

If I get divorced and then sell my home, can I still take the $250,000 tax exclusion? The answer depends on a few basic factors the IRS uses to see if you qualify. Q: If I get divorced but still live in the marital residence along with my ex-husband, when we sell the property, do [...]

How Many More Homes Will be Sold in 2018?

By | September 26th, 2018|

How many more homes will be sold in 2018?  The exact number is up for debate, but housing industry and residential real estate experts say that 2018 home sales will be less than the number of homes sold in 2017. Sales of existing U.S. homes have peaked for the year, according to a team of [...]

see more posts

Archives

Recent Tweets