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Buying a House

First Time Home Buyers, Real Estate Market Change With Time

By | May 20th, 2005|

Ilyce reflects on how first time home buyers and real estate market has changed since she wrote the first edition of 100 Questions Every First-Time Home Buyer Should Ask. First time home buyers are more knowledgeable about the real estate market and what to look for since 1993. First time home buyers can also use the internet to research the real estate market before making decisions like choosing a broker or look up unfamiliar real estate terms.

Buying Property With Family Requires Partnership Agreement

By | May 13th, 2005|

When you're first starting out it may be hard to find enough money to buy a home. Is it a good idea to buy property with a family member? If you do, make sure it's clear who is responsible for what using a partnership agreement. It's best to have your name on the title. And if you want to build credit, add your name to the mortgage too.

Learn The Basics Before Buying First Home

By | April 29th, 2005|

Buying your first home is big step, and first-time home buyers should make sure they're well educated before hitting the market. First-time home buyers actually have a lot of choices to make when purchasing a home. It's important for first-time home buyers to research rates and lenders to get the best deal.

New Construction Deposit In Jeopardy

By | April 29th, 2005|

A home buyer has put a deposit down on a home in a new subdivision. After two years, they learn that the developer has not gotten final approval for the development. When a developer or builder has been unable to obtain the required approvals for the subdivision after two years but has started work on it, it's a huge red flag. The buyer should hire an attorney to help get their escrow money back.

Shopping For A House Online

By | April 22nd, 2005|

A home buyer is in love with a home they found on the Internet but is unable to see it in person for two weeks. It's not a good idea for the home buyer to enter any agreement with the sellers until they see the home in person. A real estate agent in the area might be able to help the home buyer until they are able to see the home.

Increase In Property Tax Concern For Seniors

By | April 15th, 2005|

Seniors may be protected by Proposition 13 in California for property taxes. Will Proposition 13 remain in affect for a purchased replacement property if the owner's previous home has been bought by the county? How can seniors control property tax payments they cannot afford?

A Trust Versus Quit Claim Deed

By | April 15th, 2005|

If you wish to leave property to your heirs, a quit claim deed while you're still living isn't the best way to go. Transferring ownership by a quit claim deed can cause a big tax problem and possible gift tax. Putting assets in a trust is a better solution than using a quit claim deed.

College Student Wants To Buy Property

By | April 8th, 2005|

Buying a home and renting it to your friends is a great way to live virtually rent free, all the while building up equity in real estate. How can you buy real estate with little down payment? A mortgage lender is going to want to know how you plan to keep up with the mortgage in case you can't rent out one of your rooms.

Housing Boom Taking New Territory

By | March 30th, 2005|

The latest housing boom is pushing housing developments into new territory. New home buyers are flocking to buy new homes in areas where a relatively small investment can still buy you a lot of house.

Home Buyers Need Real Estate Attorney Especially At Closing

By | March 18th, 2005|

Home buyers need a real estate attorney to help them navigate buying a home, especially during the closing of a sale. Real estate attorneys will protect the home buyer during the home sale, especially at the closing. It's still up to the home buyer to learn about the real estate process, but having a good real estate attorney will protect your investment.

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