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Buying a House

Buying or Selling Your Home? Local Real Estate Markets

By | February 17th, 2012|

Need another reason not to pay too much attention to the 2012 forecasts that you read in the news? Such forecasts are almost always national in scope, and there is no such thing as a national real estate market. All real estate is local. Relying on a national real estate prediction to decide on to [...]

Buying or Selling Your Home? Real Estate Price Predictions

By | February 16th, 2012|

Are you thinking about buying a home or selling a home this year? The experts might be able to help you anticipate what home market prices will be in the next spring and summer. However, unfortunately, a lot of those same experts have been very wrong in recent years, and in 2012 few are going [...]

Using a Reverse Mortgage to Purchase a Second Home

By | February 15th, 2012|

You can use a reverse mortgage to purchase and buy a second home, but you should also investigate the use of a home equity line of credit (HELOC) or a second mortgage. Q: We have a home that is fully paid for in Cape Coral, Fla. on the water. Both my wife and I are [...]

Repaying the First-Time Homebuyer Tax Credit

By | February 13th, 2012|

If you took advantage of the first time homebuyer tax credit on your tax return for 2008 filed in 2009 and sell your home, you may have to repay the balance of the tax credit. Q: I am 29 years old and my husband and I bought our first house in June 2008 using the [...]

Condominium Insurance Requirement Set By The Board

By | February 13th, 2012|

If you live in a condominium building, you should have insurance coverage for your personal property and for the interior of your condominium. Requirements are usually set by the board of your condominium association. Q: We live in Virginia and our condo board has advised us that they plan to begin charging unit owners for [...]

Home Value Forecast Predicts Slower Decline in 2012

By | February 9th, 2012|

Did your home value decline this year? You're not alone. Home values receded at a faster rate in the last quarter of 2011, but things may begin to slow down in 2012. According to Zillow’s Home Value Forecast, U.S. home values declined faster during the fourth quarter than in the previous two quarters, falling 1.1 [...]

Hispanic Homeownership Rate May Influence the Housing Market

By | February 7th, 2012|

Hispanic homeownership rate projections rise: influence the housing market and may become a source for economic growth in the housing market. For many Hispanic families, owning a home has not been in the cards; renting is closer to the norm. Even though Hispanic families may dream of owning a home one day, affording a down [...]

Buying Home From Elderly Family Member

By | February 2nd, 2012|

Buying a rural home from an elderly family member, relative or friend can pose problems. Understanding and patience will be needed. Q: We are interested in buying the rural home and land that my 80 year old aunt and uncle live on. We are not really that close to them either geographically or as family [...]

Home Inspector Missed Problem With Underground Storage Tank

By | February 2nd, 2012|

Even if you hire a great home inspector (ASHI member), when it comes to an underground fuel storage tanks, problems can be missed. Q: We bought a house in Winchester, VA about ten years ago. We had a professional home inspector from the American Society of Home Inspectors (ASHI) inspect the house before we bought [...]

First-Time Homebuyer: Setting a Budget

By | January 13th, 2012|

It's a scary time to be thinking about buying a home. However, there's opportunity to be had for the right buyers, even during these tough times. I recently became a first-time homebuyer when I purchased my condo in October 2011. It was a thrilling, bumpy road, and I'm eager to share my experiences and knowledge [...]

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