Having the right kinds of insurance — including good medical, disability, automobile, homeowner, long-term care, life, and even travel insurance — is key to good financial planning. This page about insurance gives you the lowdown on how to successfully navigate the often perplexing world of insurance coverage.
How To Find Missing Money
The I-R-S says more than $67 million in refunds remains unclaimed by taxpayers. In addition, there's hundreds of millions more in missing money waiting to be found. Is any of that money yours?
Save Money On Your Insurance–If Possible
If you've had insurance premium sticker shock recently, you're probably wondering what to do. The bottom line is, you have to have homeowner's insurance. So, cut costs where you can. Here are a few ways to shave a few bucks on your insurance premium.
Security At Chicago’s Trophy Buildings
Residents and tenants of Chicago's 10 trophy buildings wondered if they'd made the mistake of their lives by living among the clouds. But as the dust settled, Chicago moved ahead and created new security for Chicago's skyscrapers.
LIfe Insurance, Estate Taxes And Home Value Questions
Is life insurance a good idea after divorce? Would selling a home for $1 reduce estate taxes? What's the best way to figure out a home's value? These questions answered on WGN.
Twelve Ways To Save Your Homeowners’ Insurance
In the aftermath of the terrorist attacks a year ago, the nation's insurance companies took a look at their books -- and realized they were taking a big hit on many homeowner's insurance policies. As a result, premiums have gone up and coverage has been denied more often. Here are the best ways to find homeowner's insurance and save money when you buy it.
Saving Money On Your Homeowner’s Insurance
Insurance companies have not renewed coverage for homeowners who have made more than the average number of claims in a four-year period. Insurance companies also have been checking out the credit histories of clients and cutting off homeowners who may have problems such as a bankruptcy in the past two years.
For everyone else, the price you pay for your policy could double this year.
Health Insurance: Rising Costs Affects Employees
As the cost of health care rises, so does the cost of health insurance. As health insurance costs rise, employers are putting more of that extra cost on employees. Employees are facing higher health insurance costs because doctor and hospital fees are going up, as are the prices for prescription drugs.
Update Your Homeowner’s Policy Now Or Pay Later
The only thing worse than watching your house and its contents go up in smoke would be not having enough homeowner's insurance to cover the cost of repairing or replacing the damage. Many homeowners fail to upgrade their homeowner's insurance policies as they upgrade their home or contents. If you haven't kept your homeowners insurance policy up to date, you could see a much larger increase if you decide to bring your coverage up to speed, experts say.
Health Insurance Questions Work For Pet Insurance
When you have a pet you may decide you want to buy pet insurance to cover your pet's health costs. How can you decide on the right pet insurance? You can ask questions similar to what you'd ask for a human health insurance policy.
Homeowner Wants To Cancel Mortgage Insurance
A homeowner wonders if they may drop their mortgage insurance because they have paid more than 20% on their mortgage. For FHA home loans that originated before January 1, 2001, MI cannot be canceled. The only way to get rid of it is to refinance your home loan with a conventional lender.