Having the right kinds of insurance — including good medical, disability, automobile, homeowner, long-term care, life, and even travel insurance — is key to good financial planning. This page about insurance gives you the lowdown on how to successfully navigate the often perplexing world of insurance coverage.
No Title Insurance? What Could Happen?
What could happen without title insurance? Chicago Title's Gina Giannelli describes bad situations that happened when the property owners did not have title insurance. Buying title insurance protects you and your property.
Cost Of Title Insurance
The cost of title insurance varies depending on where you are buying property. Some states regulate the cost of title insurance. Other states allow for title insurance price competition. Chicago Title's Gina Giannelli explains the cost of title insurance.
How Long Does Title Insurance Last?
How long does title insurance last? What is the dollar value of a title insurance policy? Does title insurance cover the full property value? How do property value changes affect title insurance? Watch this video to learn the answers to these title insurance questions.
Renter’s Insurance Will Help Protect Property
If you rent your home you should have renter's insurance. Less than half of renters have renter's insurance according to Allstate. Why is renter's insurance important? What does renter's insurance cover? Good renter's insurance will help you replace your belongings in case of a disaster.
Homeowner’s Insurance Doesn’t Cover Foundation Issues, Seller Liable?
A homeowner asks about foundation cracks that his insurance doesn't cover and whether the seller should be forced to fix them. Can the seller be liable because he did not reveal the foundation cracks in seller disclosure upon selling the house? Or will the homeowner have to pay to repair the foundation cracks since homeowners' insurance doesn't cover it?
Determining If Home Is Part Of HOA
Buyers sought a home without a homeowners association. Neither listing agent nor title search found homeowners association and the buyers are upset after receiving a statement of association dues
Homeowners Insurance: Make Changes After The Mortgage Is Paid Off
When you refinance or pay off your mortgage, you'll need to notify your insurance company. The insurance company should know that the title is now in the owner's name. This will make it easier to file a claim with the insurance company should you incur a loss.
Homeowners Insurance: Update Occasionally To Cover Rebuilding Costs
When should you update your homeowners insurance? Ilyce encourages homeowners to regularly update insurance to make sure it covers the high cost of rebuilding property. Call your insurance company and have them reassess the property.
New Orleans: Nearly 2 Years Later, Part I
Two years after Katrina hit, New Orleans resident Oscar Escobar is recovering from the storm. He lost everything in his home to water damage, but he says he started rebuilding almost immediately. He didn't wait for help from FEMA, but began doing the work on his own. Four months after the levees broke, he moved back into his house. While he was relatively fortunate and he has been helping neighbors rebuild their homes, he says other people have been satisfied to live in the FEMA trailers.
Homeowners Insurance: Government Information To Protect Your Home From Floods
The federal government has lots of information for homeowners looking for flood insurance. The federal government's website dealing with homeowners and flood insurance is floodsmart.gov. Check out floodsmart.gov for the federal government's information on how homeowners can apply for flood insurance.