Insurance

Checklist for Buying Funeral Insurance When I set out to write about funeral insurance, I was hesitant. I don’t sell it and thought I really didn’t know much about it. But as I researched funeral insurance, I realized I knew more than I thought I did. Since I started selling life insurance, I’ve been frustrated [...]

Domestic Partner Insurance: How to Find Out If Your Partner Is Covered Falling in love is wonderful, but combining two separate financial lives may not be as much fun. Especially when partners decide not to marry, or cannot get married. In the last ten years, most Fortune 500 companies have extended domestic partner benefits, and [...]

Need Credit Card Insurance? You Might Already Be Covered When I think, “Credit cards,” I think, “Plastic.” When I think, “Plastic,” I think, “Plastic surgery.” It’s not such a stretch—some people need help as drastic as plastic surgery to manage their spending habits and prevent credit card fraud. Have you heard of credit card insurance? [...]

Evaluating Your Insurance Needs on a Tight Budget In this economy, every penny counts. Everyone is evaluating what sacrifices they can make to pay the bills. It’s one thing to downsize from the six-thousand-square-foot home, or to drop the third car. However, when it comes to downsizing your insurance, careful consideration should be taken. If [...]

Laddering Insurance Policies Buying life insurance can be intimidating, because it forces you to face some tough realities when you would rather be thinking, “It won’t happen to me.” Unfortunately, death and injury happen, and when they do, it’s a tragedy. When a family has to deal with an emotional trauma like the death of [...]

Emergency Essentials: Preparing Your Paperwork and Personal Information for an Emergency We want to focus on family, festivities, and fun during the holidays, but, unfortunately, accidents don’t always take a holiday. You’ve probably already done the hard part. You’ve set up retirement accounts and various insurance policies to protect your home, your business, your life, [...]

Is Pet Insurance Right for You and Your Pet? Have you received a vet bill lately? Ouch! Pet insurance provides reimbursement for treatment in the event of an accident or illness. And with increasing costs for advanced treatment and care, vet bills will only get higher. Pet insurance could be the difference between having many [...]

Renter’s Insurance: Do You Need It, and What Does It Cover? One good thing about growing up with a dad in the insurance business and working with him as a teenager is you understand how critical insurance is when you’re an adult and have adult responsibilities. When I moved to Atlanta, Ga., in 1990 and [...]

How to Choose the Best Insurance Agent Hiring a professional to do a job for you or provide a service is serious business. Real estate agents talk about location, location, location. I think insurance is about service, service, service. You can purchase insurance policies from three main sources: Independent agents representing many insurance companies Captive [...]