Having the right kinds of insurance — including good medical, disability, automobile, homeowner, long-term care, life, and even travel insurance — is key to good financial planning. This page about insurance gives you the lowdown on how to successfully navigate the often perplexing world of insurance coverage.
Auto Insurance: How to Avoid a Lemon Car
When I was researching this auto insurance blog, I posted to a question to my Facebook page: “Have you ever purchased a lemon? What did you do about it? What help were you able to get, from where, and from whom?” The response I received? “Yes, I squeezed it into my water, it was good.” [...]
Homeowners Insurance: Someone Gets Hurt On Your Property
One of the reasons you have homeowners insurance is to avoid paying out of pocket for extensive property damage. Another reason you’re paying for homeowners insurance is to have an attorney on retainer to defend you should you be sued if someone gets hurt on your property. I would like to share a story about [...]
Health Insurance Coverage for Infertility Treatments
Having a baby is sometimes called the miracle of life. And it is, unless you learn that it will be difficult for you or your loved one to get pregnant. Then, the breakdown of science and emotion can consume you. This can become one of those cases where health insurance coverage isn’t another monthly bill. [...]
Buying Life Insurance for Your Kids
September was Life Insurance Awareness Month, but it is always a good time to explore the insurance options that will help to protect your family. And especially when it comes to your kids, it’s never too late to start considering what benefits would enhance their financial future. When I see my adult clients procrastinating about [...]
Sports Health Insurance for Kids: What Parents Need to Know
I know the last thing you want is yet another health insurance plan, but it might be time to think about sports insurance for kids. For the most part, your regular health insurance plan will cover injuries and physicals, but you might want to check your plan for sports insurance coverage for kids. When I [...]
New Vs Used Cars: What You Need to Know about Auto Insurance
I grew up with a dad who worked in the insurance business and who never bought a brand-new vehicle, so I have pretty strongly ingrained views on the new versus used car debate. However, there are advantages (and disadvantages) on both sides of the equation. Insuring your new car When you buy a new car, [...]
Your Medical History Can Affect Your Health Insurance Premium
Life insurance and auto insurance are very different. People are used to buying both a car and the insurance for that car on the same day in order to drive out of the lot. With life insurance, put your seatbelt on. It’s a different transaction altogether. It can be hard for some people to understand [...]
Traffic Violations And Your Auto Insurance Policy
Life can be complicated, and today everyone is busy running from one place to another at lightning speed. In some cases, people may try to keep up with their lives by driving faster and by disregarding the basic rules of the road in order to save a few minutes. But does running that yellow light [...]
Insurance Quotes: Insurance Brokers vs. Online Quotes
Back in 1999, when I returned to the family business with my dad and sister, our business was not incorporated. The Internet was a budding phenomenon at the time, so I offered to take responsibility for using it to find out how to incorporate our business. I found a site that provided the steps to [...]
Auto, Property Insurance: Buying First Insurance Plans
What Your Grown Children Need to Know about Auto and Property Insurance By Linda Rey Empty nester? Congratulations! You’ve done your job. You raised your children, and now they are going to start a new life away from home. But be aware that this situation creates a whole new dynamic on how to properly protect [...]