Having the right kinds of insurance — including good medical, disability, automobile, homeowner, long-term care, life, and even travel insurance — is key to good financial planning. This page about insurance gives you the lowdown on how to successfully navigate the often perplexing world of insurance coverage.
Your Homeowners Insurance Policy and Fido
I grew up with a wonderful dog, Maverick (maybe why my dad loved the movie Top Gun so much). Our dog brought great joy to my family, and I couldn’t imagine my childhood without him. However, while having a pet was wonderful, now I see that there are also effects certain types of pets may [...]
Auto Insurance Policy Rates Vary By State
Owning a car is expensive. In addition to maintenance, parking, and gasoline, drivers are required to pay for car insurance—it’s mandated by law, and it could save you a lot of money if you end up in an accident. Even so, an auto insurance policy is an expense most drivers wish they could do without. [...]
Condo and Homeowners Insurance: What’s the Difference?
When I decided to buy a home in 2006, I had to figure out what I wanted. I decided, as a single female buying a home, that a condo was the way to go. I had owned two houses previously and realized that, after avoiding a lot of the work that goes along with owning [...]
How to Provide Health Insurance for Your Small Business
A big question asked by lots of employees and job seekers of their current or prospective employers is, “What kind of benefits do you offer?” Many Americans get their health care coverage through their own employer’s insurance plan or a spouse’s group health insurance policy, but for small businesses (those with fewer than 50 employees), [...]
FAQ: SR-22 Auto Insurance Policy Certificate
Have you seen signs or commercials advertising an SR-22 in relation to your car insurance policy? Are you confused about whether it’s something new that you have to have for your insurance policy? This FAQ will explain what an SR-22 is and why you might need it. What is an SR-22? An SR-22 is not [...]
Saving Money with an Insurance Policy Review
Are you one of those “resolutionaries” who sets ambitious new year’s goals but has already forgotten them by the end of February? No judgment here—you still have time to accomplish your goals. Here’s an important goal that you can easily complete: This weekend, pull out your insurance policy and take care of yourself and your [...]
Insurance Policy Tip: Safe Driving for the Winter
In the winter, freezing temperatures and roads coated with salt can wreak havoc on your car, nevermind icy windshields, dead batteries, and cars that won’t start. Safe driving in all weather conditions can help you avoid car accidents and claims on your auto insurance policy, and some simple car maintenance and an emergency kit can [...]
Saving Money on Auto Insurance
Looking for a hot new car? You better start thinking about saving money on your next auto insurance policy. The annual Auto Show is coming to Chicago this weekend, as it begins to make the rounds nationally, and car manufacturers will be offering deals to tempt you into buying the newest model. According to the [...]
Winter Damage and Homeowners Insurance Claims
I’m more of a winter person than a summer person—I’d rather endure 20 degrees over sweating through 100 degrees any day. However, your home and property may not hold up as well through the winter, and Mother Nature can be very temperamental. I urge everyone to make sure your homeowners insurance policy is ready to [...]