Holiday Shopping Through A Catalog
Although catalog and internet sales dipped big time after September 11th, they have rebounded and for consumers who don't want to face a crowded mall, using the phone or your fingers could be the way to go.
Buying And Selling In Scary Times
We live in scary times, and the fear factor is starting to have an effect on what up until now had been the strongest part of the economy - the housing market. Interest rates are at their lowest levels in more than 30 years. The first half of the year set new records for home sale activity. But the fear factor, driven by an undercurrent of recession and ignited by the terrorist attacks on September 11th, has caused many home buyers and sellers to pull back and wait until things settle down.
Millionaire CFA Study
A new study from the Consumer Federation of America and Providian Financial shows that millionaires tend to be older, have graduate or professional degrees and earn more than $100,000 per year. All that isn't so surprising, but what is interesting is that the average American is doing a pretty good job of building assets, even with incomes as low as $10,000 per year.
50 Simple Things You Can Do To Improve Your Personal Finances
How to spend less, save more, and make the most of what you have, brought to you by money-saving expert Ilyce R. Glink.
Saving For College: 529 Plans
The cost of a college education has been rising faster than the rate of inflation. It will take a lot of diligent saving to stock up enough to pay for the entire cost of your children's college educations. A 529 College Saving Plan is a great place to start saving for college.
Gift Taxes Associated With Real Estate Inheritance
What are the gift taxes associated with real estate inheritance? The person who is giving the land should think about the gift taxes that may be incurred if the real estate is given as an inheritance. Ilyce suggests a conversation about the current owner's wishes and a meeting with an estate attorney before accepting a real estate inheritance and the gift taxes associated with it.
Save Money For Retirement, College, Mortgage
Perhaps you've gotten a raise or cut other expenses, but you now have extra savings. What should you do with the money you save? You can increase your retirement savings in your 401(k) or Roth IRA, or you can prepay your mortgage. You can also put the extra money you save toward a 529 plan to help with your children's college costs.
The Right Way to Hire Financial Help: A Complete Guide to Choosing and Managing Brokers, Financial Planners, Insurance Agents, Lawyers, Tax Preparers, Bankers, and Real Estate Agents
Hiring financial help is a task that many otherwise savvy people approach the wrong way, opting to go on recommendations from family and friends, chan...
Get Clark Smart: The Ultimate Guide For The Savvy Consumer
Consumer advocate Clark Howard is a rising star on America's airwaves, with his popular The Clark Howard Show syndicated in more than seventy cities n...
Clark Howard’s Consumer Survival Kit III
Clark Howard's Consumer Survival Kit III by Clark Howard. Consumer advocate Clark Howard is back with this thoroughly revised and updated edition of h...