Wife Is Addicted To Saving Money
Can a savings plan work too well? If fun isn't part of your financial plan, then your personal finance goals may lead to personal disaster. While it's a great idea to committing to saving money, it's important to leave room for the fun stuff, too.
Avoid Gift Tax When Receiving Property
When receiving property from family members, not through inheritance, make sure you are careful to structure the arrangement to avoid triggering the gift tax. One way to structure the deal would be to "purchase" the house. You purchase the house from her and she acts as the bank and finances 100 percent of the purchase. You would then pay her as if she were your mortgage lender (which she would be).
Creating Financial Goals For Your Stage In Life
Defining your goals is an important tool for tweaking your personal finances. It gives you something to dream about at night, and something to work towards during the day. Saving money can be different at different stages of your life. Do you need to save for a mortgage? Student loans? Retirement? While it's always good to dream big, the truth is, most of us have the power to achieve almost all of our financial dreams. Getting there takes discipline and hard work, but it's more than doable.
How Much Should You Save Each Month?
The first step to saving money is to spend less, and that includes paying off your debt as quickly as possible. Choose the loan with the highest interest rate first and pay that off, then move to the next highest interest rate, and so on.
Investment and Securities Fraud – Filing A Complaint
Have you been the victim of investment or securities fraud? Here's where to go for help.
Should I E-Bank?
Electronic banking, or e-banking, means you use machines to do your financial transactions instead of people. With electronic banking, you can do your financial transactions any time of the day or night. If you're worried about security, know that banks do everything they can to be sure they have the best online security money can buy.