Money Management: Ways to Diversify Your Income
A few decades ago, if you had a job at any given company, you usually had career security—and possibly a pension. That employment setup has been replaced by one in which companies replace workers without too much thought, and the average person is expected to have more than five jobs over the course of a [...]
Money Management: Explaining Paystubs to Your Teen
As teenagers are taking part-time and summer jobs to earn some spending cash and help with saving for college, now is a great time to start instilling some money management skills. Here are some details about paystubs that you can teach your teen as he or she enters the working world. Fundamentals of paychecks Whenever [...]
Start Your Own Veggie and Herb Garden
DIY at the Dinner Table: Saving Money with a Veggie and Herb Garden It only takes a quick walk through your grocery store’s produce section to see why so many families (and even many schools) are growing their own veggies and herbs: $3 for a small head of lettuce, $2 for a handful of parsley, [...]
Saving for College with Savings Bonds: Smart or Silly?
Worried about saving for college? As high school seniors around the country graduate and begin moving on, it may be a good time for them to cash in some of those savings bonds that friends and family members have been giving them over the years. Even if the bonds haven’t fully matured yet, they may [...]
Summer Fun: Alternatives to Expensive Sleepaway Camps
Whether you’re looking for summer daycare for your kids while you work or you just want some fun new activities for your child while school’s out, you already know that filling your child’s vacation days is no walk in the park. In some areas of the country, parents count on their kids attending a traditional [...]
Money Management: Understanding Needs and Wants
One of the most important concepts in money management is understanding the difference between needs and wants. In order to successfully manage your household finances and your budget, you have to be able to ensure that the most important items in your life—your needs—are taken care of before you focus on your wants. Unfortunately, our [...]