Are You Saving Money by Buying in Bulk?
A tip I often read in “Save 50 percent off your grocery bill!” types of articles is to buy in bulk. The article might suggest buying a 50-pound bag of rice, a whole butchered cow, or a year’s supply of toilet paper. Is this saving money? There are certainly times when it makes sense to [...]
Money Management: Try a January No-Spend Month
After the spend-spend-spend frenzy of December, you may be worn out. Shopping might seem like a chore rather than a pleasure. You may be yearning to do something more meaningful than add “stuff” to your home and wardrobe. And your wallet may be raising a white flag, too, begging you to let your credit cards [...]
Kaizen and the Art of Money Management
Kaizen is a Japanese business term that has been popularized in the United States, and it basically means “continuous, small improvements.” I recently read an excellent book on this topic, One Small Step Can Change Your Life: The Kaizen Way and immediately realized that Kaizen could be a great way to tackle improving our money [...]
How to Teach Your Child the Value of Giving
As the holiday season gets underway, one of the hardest things to do is figure out how to teach your child the value of giving. For many children, this time of year is all about what they are getting. But by placing more of a focus on giving this holiday season, you’ll be helping your [...]
A Guide to Charitable Donations for the Holidays
‘Tis the season for giving, and many charities will be receiving lots of support and donations from people who are feeling generous during the holidays. However, the number of charities out there can lead to information overload for many consumers. As much as we’d like to, it’s impossible for us to donate to everyone who [...]
Three Tips for Giving Investments as Gifts
Thoughts of gift-giving often run to gadgets, homemade items, food, books, and gift cards. While these ideas are great and can be thoughtful and unique, they are consumable to some degree. Another option is to give something that has the potential to really keep giving: investments. When you prepare to give investments as gifts, here [...]