Technology has made sticking to a budget easier through the use of auto-payments. With auto-payments, it’s possible to arrange to have the money you owe for bills and subscriptions deducted directly from your bank account on a specific date each month. This can help you avoid penalties and interest associated with late payments, and make [...]
There are a million reasons why tenants may choose not to purchase renters insurance, but it’s coverage that is worth considering—even if you don’t own anything that you consider overly expensive or valuable. In many cases, renters insurance will cover more than just the contents of your apartment. Scenario #1: Injuries to a guest in [...]
This article was written by guest blogger Eva Rosenberg. Whether you understand enough about tax law to prepare your own tax return or you called in a pro to file your taxes, you probably believe your tax return was correct. But what if your refund is much less than you expected it to be? Why [...]
A target date fund is a type of mutual fund that many people add to their retirement savings accounts in order to diversify their investments—“target date” usually refers to the date on which the portfolio owner wishes to retire. Using this type of fund can lead to more conservative investing once the target date has [...]
As the economy improves and more households are created, thousands of new families are looking to enter the real estate market and purchase homes. But for many people, serious barriers stand in the way of buying a home. Because of these obstacles, many of tomorrow’s homeowners are using today’s single-family rentals (SFRs) as stepping stones [...]
If you’re a small business owner who has outgrown your spare bedroom or garage, or if you’re looking to expand to a new location, you might want to consider whether to buy or rent your next commercial space. Leasing Commercial Property Let’s start with making the decision to lease a commercial space. In some cases, you [...]
To many small business owners, a franchise sounds like the best of both worlds: You’re starting a small business on your own, but you’re not going it alone. Many business owners have built mini-empires by affiliating with franchisors instead of trying to build a brand from scratch. Franchising is a unique business arrangement, however, and [...]
“No one is indispensable,” goes the saying. But as many small business owners know, there may be one or more people whose knowledge, work, and overall contribution is in fact vital to the company. Many small businesses aren’t prepared for the consequences if the business owner or another highly valued employee becomes disabled or dies, dramatically reducing [...]
It’s important to teach your children how to budget wisely while they are still young, but how can you teach them to save money if they don’t have any? Allowance is one way that you can provide your children with money of their own to manage while you help them to learn by doing. Setting [...]
Spring is in full bloom, which makes now a great time to tackle some spring cleaning and finally sort through the clutter that piled up all winter long. Whether you are gearing up for a trip to your storage unit to pack away more stuff or thinking about renting a storage unit for the first [...]
