There are only a few guarantees in life, and two of them are death and taxes. We can talk about death in another article; for the time being we will discuss paying taxes. When planning for retirement, it is important to have a strategy for how you are going to pay your bills—especially if you are [...]
Are you afraid you’ll never save enough money to retire? If so, you’re not alone. According to the 2013 Retirement Confidence Survey (RCS), published by the Employee Benefit Research Institute (EBRI), 28 percent of workers are not at all confident they’ll ever have enough retirement savings to leave the workforce. Retirement confidence reached a record [...]
We’ve all heard hundreds of times that the real estate market is getting better, but things are still tough for many homeowners. According to a recent CoreLogic report, there were 55,000 foreclosures completed in March; that’s two times more homes lost to foreclosure than before the crisis. If you’re a homeowner who is struggling to [...]
When redecorating your home, it’s important to remember the outside as well as the inside. Upgrading your outdoor space can make your home a more enjoyable space for both you and potential buyers—especially during summer months. “It’s useless to have a beautiful home inside and a mess outside,” says Jessica Yonker, editor of HGTVGardens.com and [...]
There’s more to a successful business than free cash and killer marketing strategies—sales growth is what truly drives a business forward. That said, rapid growth can be dangerous for your small business if the proper systems aren’t in place to support the additional demand on your resources. If you’re not prepared, you could wind up [...]
Dealing with identity theft can be incredibly overwhelming, especially if you don’t know where to turn to resolve credit issues, restore your identity, or recoup your costs. It may take months or even years for you to recover and get your credit records corrected. Identity theft insurance can help with some of those tasks. In [...]
I’ve been sharing tax tips at TaxMama.com for over 10 years, and I love giving information about filing taxes. But if there’s one thing that drives me crazy, it’s when people write to me about things they did last year—buying a home or pulling money from a retirement account, for example—without getting guidance from a [...]
I’m always surprised at people who get 1099-MISCs each year yet don’t think of themselves as being in business. Some even refer to their clients as their bosses or employers. Let’s get something straight. The fact that you are getting a 1099-MISC to report your earnings to the IRS means you are in business for [...]
At its core, scaling refers to a set of events that connects seven key components of your organization: positioning, product innovation, marketing, sales, operations, production/development, and customer support. With all of these components working together, you can scale and grow your small business in a more sustainable fashion. When you scale successfully, growth is controlled [...]
