If you are expecting increased business this summer, you may be looking to hire seasonal help in order to meet the heightened demand. Before you go on a hiring spree, however, you may want to talk to your small business insurance representative about how seasonal employees might create year-round risk for your small business. According [...]
This post was written by guest blogger Teri Cettina. You’re probably not paying for summer childcare for your tween or teen, but the warm-weather months can still be hard on your budget. The costs of camps, trips to the mall and outings to water parks and festivals can really add up. Luckily, there are fun [...]
I recently took a leisurely walk with a friend—who also happens to be a client—to catch up. The visit quickly turned into a lesson on homeowners insurance and the importance of regularly reviewing your insurance policy. My friend told me how excited she was that her daughter was coming home for the summer after finishing [...]
An umbrella insurance policy is a worldwide liability policy that covers you and your family members over and above your primary insurance policies, including the policies you hold for your automobiles, home, rental properties, and even boats or campers. Many of my clients believe that only millionaires need this coverage. Unfortunately, this is a gross [...]
Retirement is a great opportunity to pursue a new career in something you’ve always dreamed of doing. Whether it’s teaching scuba lessons or opening your own retail store, the best job for you in retirement is one that you love—and sensible retirement planning can help make your dream a reality. If you asked me as [...]
Finally, summer is here. Our long-awaited vacations are just around the corner, and those of us with summer toys like boats, campers, and ATVs have already started checking them over to be sure they are ready to go for the season. But before you head for the hills with your camper or hit the waves [...]
Home prices are rising at a double-digit rate, surprising experts and consumers alike. In some California markets, real estate prices are zooming so fast that they have ignited bidding wars and raised concerns that these real estate markets are facing another bubble—and subsequent crash. A number of factors are contributing to rising prices. The most [...]
You may have heard a lot about the importance of buying life insurance, but you may not be sure if it applies to you. Well I have a newsflash for you: It does. Before buying life insurance, it’s important to consider how much coverage you and your family will need. One of the biggest excuses [...]
Hosting a celebratory party for your graduate doesn’t have to be a budget breaker. All it takes is a little planning and creativity to pull off a fantastic (and inexpensive) graduation party—and no one has to know you pinched pennies! Get colorful. Don’t waste money on overpriced graduation-themed plates, napkins, and tablecloths, as they’ll quickly [...]
Many homeowners move to places like California, Colorado, New Mexico, or Wyoming for the lure of seclusion and the desire to get back to nature. Often, however, these homeowners put more emphasis on ensuring a spectacular view and less on purchasing an insurance policy that could protect them in the event of a fire. People [...]
