If you feel like you spent more on your heating bills this winter, you’re right. In addition to the cold temperatures and massive snowstorms that blanketed much of the country, fuel costs increased significantly. Families who heated their homes with propane paid a whopping 54 percent more this past winter. In addition, natural gas heating [...]
Life insurance can give you the peace of mind that your spouse or children will be taken care of in the event of your death. Unfortunately, there are fraudsters out there who know how to prey on your fear for your dependents and scam you out of thousands of dollars. When you’re shopping for a [...]
Spring has sprung and, after a holiday lull, wedding season is in full swing. Planning your big day is exciting, but it can quickly get overwhelming—and expensive. To avoid headaches and unpleasant financial surprises, it’s important to assess your wedding budget before doing anything else. Here are five things to keep in mind when planning [...]
This article was written by guest blogger Loretta Worters. There are a lot of homeowner’s insurance myths floating around, and it can be hard to separate fact from fiction. Whether you’re shopping for homeowner’s insurance for the first time or updating your existing policy, here are a few misconceptions to keep in mind about what [...]
One of the most important things you can do for your finances is to prepare for the future. If you want to be able to live your desired lifestyle after you leave the workforce, saving for retirement is a must. While you may not feel as though you have much extra money to save for [...]
If you are a veteran, you may qualify for benefits in some unexpected places. You’ll need to do some research and get some documentation in order to take advantage of these benefits, but in the end the financial rewards could be substantial. Here are just a few areas where your veteran status could benefit you [...]
You’ve saved for a down payment and worked hard to get approved for a mortgage. After months of looking, you find a great house that meets your needs and fits your budget. Your offer has been accepted. Then you receive a letter from your lender. Your dream home has appraised 10 percent lower than you [...]
In January, 33 percent of existing-home sales transactions were all-cash purchases, according to the National Association of Realtors. Many of these cash buyers are investors, but an increasing number are move-up or first-time buyers who know they’ll get a better deal with cash if they can figure out a way to raise the money. Sellers [...]
You may think a house fire will never happen to you. But what if it does? Are you prepared? Figuring out what to do after a home fire can be a very stressful and overwhelming process, and it can be hard to decide what to do first. With a little help from your insurance agent, [...]
With the rollout of the new health insurance exchanges, there’s a good chance that a few health insurance scams will also be rolled out to unsuspecting consumers. Don’t be duped. Here are a few of the most common scams: 1. Fake health insurance plans. High-pressured salespeople may insist that you join a “union” or “association” [...]
