One of the most common credit misconceptions is that every individual has a single, unique credit score. However, if you’ve been following past articles in our Credit 101 series, you already know that isn’t the case. What’s the purpose of multiple, different credit scores? And why do credit scores often vary from one source to [...]
As we move into 2020, credit continues to be a buzzword for consumers, but many people are unsure what part credit plays in their personal finances. In a new 5-part series, Credit 101, Ilyce Glink, an award-winning personal finance columnist and CEO of the financial wellness platform Best Money Moves, details important information you need [...]
Wondering what threats await real estate this year (and in the future)? Scott Muldavin, Chair of the Counselors of Real Estate (CRE), ran down his annual list at this year's National Association of Real Estate Editors (NAREE) conference, in Denver. This story features the first 5 threats to real estate. Real Estate Threat #1 - [...]
Studies have shown time and time again that money stress is bad for marriages and can sometimes even lead to divorce. Last month, in honor of Valentine's Day, Reuters Money got a bunch of financial experts together for a Love and Money Twitter chat aimed at helping couples work through their dollar-based differences and keep their [...]
When buying car insurance, it’s important to understand the factors that can affect your premium rates and coverage. But how can you tell the difference between truth and fiction? A good place to start is by reading the following on the five common myths about auto insurance. Myth 1: It’s all black and white During [...]
Many working Americans are tapping into their retirement funds for emergencies and unexpected expenses, and millions more have no savings for retirement at all, according to a 2015 survey by financial services website Bankrate.com. The survey also revealed that fewer than one-fourth of workers ages 50 to 64 have seen their retirement savings suffer over [...]
If you’re relocating to a new city and are unable to travel for showings, you may need to consider buying a home without first seeing it in person. Online images provided by real estate agents can sometimes hide crucial details, so this is a base where caveat emptor, or “buyer beware,” applies. As with any [...]
6 questions to ask your tax preparer. Ask these basic but important questions to determine which tax professional you should hire. If you’ve decided that you will not be handling this year’s tax filing yourself, even with the help of an online filing program, there are plenty of professional tax preparers willing to do it [...]
Retirement used to be about hard-earned relaxation—lounging on a beach, with golf games and cribbage tournaments as the only appointments on the calendar. But if a September AARP survey of nearly 5,000 workers ages 50 to 64 is any indication, work may be the new golf. More than one-third of those surveyed expect to work [...]
It’s a fresh, clean new year. We indulged ourselves last month and ended the year with a blast. Now, it’s time to come back down to earth and face financial reality. Luckily, I have some tax tips you might find helpful as you try to stick to your financial goals and resolutions. 2012 brings us [...]
